Is the house in Cixi restricted? What are the skills of buying a house?

Now that people's living conditions are good, many friends also want their families to have a good living environment. If you want to improve the quality of life, many friends will consider buying a house. If they want to buy a house, they must first understand the local housing policy. After all, different cities have different housing policies. So, is there a house purchase restriction in Cixi? Now that people's living conditions are good, many friends also want their families to have a good living environment. If you want to improve the quality of life, many friends will consider buying a house. If they want to buy a house, they must first understand the local housing policy. After all, different cities have different housing policies. So, is there a house purchase restriction in Cixi? What are the skills of buying a house? Let's learn something about buying a house.

Is the house in Cixi restricted?

Commercial loan for the first home: the down payment ratio of registered households in this city is not less than 30%, and that of non-registered households in this city is not less than 50%. Second-home commercial loan: Residents who own 1 house and the corresponding housing loan is not settled apply for commercial personal housing loan to buy a house again, and the down payment ratio is adjusted to not less than 50%.

What are the skills of buying a house?

In order to gain your trust, sales consultants often know your purchase experience, family background, economic strength, purchase concerns, decision-making behavior types and other information. Of course, it is good that they are more professional, but if you want to win more initiative, don't disclose too much personal information easily.

1, learn more in advance.

Understanding channels can be real estate advertisements, sales brochures, buyers who live in, real estate industry insiders and so on. What you need to know includes the situation of developers, sellers and real estates, including their background, economic strength, qualifications, reputation, etc. If necessary, you should also go to the site for inspection.

2. hide your feelings about the house

When communicating with the sales consultant, you can reveal that your intention to buy a house is very strong, but you should deliberately show a cold attitude towards this property and give the sales consultant a casual feeling.

It will be cheaper to buy a house and find an individual owner.

Generally, buying a house does not require an intermediary. It will be cheaper to find an individual homeowner, and the individual homeowner can try to get more discounts. Moreover, in order to prevent customers from taking the initiative, sales consultants often reject customers' suggestions and push the decision-making power to the top to show that they are really powerless and refuse to make concessions with the help of high-level power. At this time, the buyer must not be influenced by the means of sales negotiation, and the necessary discounts and concessions must be won by all means.

Before buying a house, you can consult the local real estate department or developer to learn about the relevant knowledge of buying a house, which is also convenient for you to buy and sell a house better. The above is an introduction to the house purchase restriction and buying skills in Cixi. In the process of buying a house, we must pay attention to the geographical location of the house or the environment around the house.