The cutting-edge new collection doesn't have to pay 10 thousand yuan a year, and there is a gold account. The monthly compound interest is accumulated, and the annualized income is 4.5%, which is much better than saving.
Fixed return, 3% after three years, 3,000 yuan in the first year of100000, until the agreed period, such as 59 years old;
60, you can get 7.5% of the insured amount every year. If the insured amount is100000, you can get 7500 every year until 84.
At the age of 85, he received 3.5 times the birthday insurance money, and the amount insured was 350,000 when100,000.
Dividends are paid every year, fixed income and dividends automatically enter the gold account and compound interest every month; The gold account also comes with a double unexpected payment function. In case of an accident, the money in the gold account will be doubled.
At the same time, 50 kinds of serious diseases, 350% of the insured amount, 350 thousand of the insured amount100 thousand; There is also 10 mild disease, and the insured amount is 15%. After the claim for minor illness is settled, the insurance policy will remain valid.
Personally, I think this model is comprehensive. Ensuring illness, not getting sick and making money, taking into account serious illness, financial management, pension, accidents and other aspects.
Of course, buying insurance still depends on personal needs and what to pay more attention to. For example, I am the kind of person who likes one insurance policy to solve all problems.