I am a farmer's hukou in Beijing. What are the conditions for buying a house with a loan in Gu 'an?

The borrower needs to prepare the following items

Application conditions:

1, residential, commercial housing, etc. (The property right is clear, and the property has been in the customer's name for less than 3 years)

2. Mortgagor or borrower (aged 25-55, in good health)

3. The credit information is not overdue for 3 consecutive times or 6 times in total within 24 months.

4. Other assets that can prove the source of repayment.

Prepare information:

1. Identity documents of both husband and wife,

2. Household registration book and its photocopy,

3. Marriage certificate,

4. Proof of work unit, etc.