What you are asking is whether the annual fee of Gong Hu Bank is reasonable. The general annual fee is about 2000-2500 yuan.
The annual fees charged by the bank include: 240 yuan at the collection counter, corporate online banking 1.200 yuan/year, U shield of 354 yuan, SMS banking 1.5 yuan/month, password payment 1.03 yuan/set, account opening in 300 yuan and account maintenance in 360 yuan. In addition, different banks have different annual fees for public accounts. The general annual fee is about 2000-2500 yuan.
Public accounts, namely Gong Hu, are also called corporate accounts of banks. Generally speaking, a corporate account is a bank account opened by a company in its name, also known as a company settlement account.
Guangdong Development Bank's charging standard for public accounts
Guangdong Development Bank's charging standard for public accounts
Guangdong Development Bank's charging standard for public accounts
1, charging standard
deposit
Demand deposit: no charge;
Time deposit: interest is charged according to the deposit amount. The specific interest rate can be consulted at the counter of the local Guangfa Bank.
withdraw
Demand deposit: 2 yuan/withdrawal fee is charged;
Time deposit: 2 yuan/withdrawal fee is charged, and deposit interest is deducted.
Transfer account
Bank transfer: no charge;
Transfer from other banks' accounts: 5 yuan/transfer fee is charged.
ask about
Account inquiry: no charge;
Transaction details inquiry: no charge;
Check inquiry: 2 yuan inquiry fee is charged.
How much is the public account deducted a year?
The annual fee of company account is about 2000-2500 yuan. Including: 240 yuan/year cash register; Corporate online banking 1.200 yuan/year, and 3 U shields count as 54 yuan; SMS Bank 15 yuan/household/month; Payment password 103 Yuan/set. Account opening fee, 300 yuan. Account maintenance fee 360 yuan/year. Unit bank accounts are divided into basic deposit account, general deposit accounts, special deposit accounts and temporary deposit accounts according to their purposes.
Bank deposit account type:
I. basic deposit account
Basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer settlement and cash receipt and payment. The withdrawal of cash such as wages and bonuses of depositors can only be handled through this account. Opening a basic deposit account must be reported to the local people's bank for examination and approval, and an account opening permit shall be issued. The original license shall be kept by the depositor and the copy shall be kept by the bank. Enterprises and institutions can only choose one business institution of a commercial bank to open basic deposit account.
Second, the general deposit account
A general deposit account refers to an account opened by an enterprise or institution in a bank outside basic account for borrowing money. This account can only handle transfer settlement and cash deposit, and cannot withdraw cash.
Three. Temporary deposit account
Temporary deposit account refers to an account opened by an overseas temporary institution or individual economic household for temporary business activities, which can handle transfer settlement and meet the national cash management regulations.
4. Special account
It is convenient to manage and use a certain fund, so the newly opened account is called a special account, but the opening of the special account must be approved by the People's Bank of China.
How much is the annual fee for the corporate account of the bank?
Different banks charge different annual fees for public accounts. The following are the charging standards for corporate accounts of the four major banks:
1. ICBC's corporate account is between 50 and 300.
2. The legal person account of ABC is a company settlement account, which is generally maintained between 100-600 yuan, and the settlement account belonging to a small company is charged 100-200 yuan every year; The annual account fee for long-term fixed account management is between 100-200 yuan.
3. The corporate account of China Bank is 200 yuan.
4. Annual fee of CCB 300 yuan.
The word "bank" comes from Banca, Italy. Its original meaning is bench and chair, which is the business appliance of the earliest money changer in the market. English translation into Bank means the cabinet for saving money. In China, it is called "bank" because of the history of China's economic development.
In the history of our country, silver has always been one of the main monetary materials. "Silver" often represents money, while "bank" is the title for large commercial organizations. Calling a large financial institution dealing with money a bank was first seen in the Book of History by Hong Ren of the Taiping Heavenly Kingdom.
function
A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. It is a very important member of financial institutions.
We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers.
On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.
The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.
Bank securities are a part of social security and a branch of social security industry. As far as prevention means are concerned, it includes three categories: artificial prevention, physical prevention and technical prevention. Technical prevention is a new preventive measure gradually formed in the field of bank security by using modern electronic alarm and other scientific technologies in the 1980s.
The bank security technology prevention system is an information technology network with comprehensive functions such as detection, delay and response, which effectively combines subsystems such as special equipment and software with anti-intrusion, anti-theft, anti-robbery and anti-destruction functions into an organic whole.
How to charge the annual fee in WeChat official account?
The annual fee of company account is about 2000-2500 yuan. In which: 1, 240 yuan of collection counter/year; 2. Corporate online banking 1200 yuan/year, 3, 3 U shield is 54 yuan; 4. SMS Bank 15 yuan/household/month; 5. Payment cipher 103 Yuan/set. 6. Account opening fee 300 yuan. 7. Account maintenance fee 360 yuan/year. 8. Corporate bank accounts are divided into basic deposit account, general deposit accounts, special deposit accounts and temporary deposit accounts according to their purposes.
Different banks charge different annual fees for public accounts. The following are the charging standards for corporate accounts of the four major banks: 1. ICBC's corporate account is between 50 and 300. 2. The legal person account of ABC is a company settlement account, which is generally maintained between 100-600 yuan, and the settlement account belonging to a small company is charged 100-200 yuan every year; The annual account fee for long-term fixed account management is between 100-200 yuan. 3. The corporate account of China Bank is 200 yuan. 4. Annual fee of CCB 300 yuan.
Types of bank deposit accounts
Basic account
Basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer settlement and cash receipt and payment. The withdrawal of cash such as wages and bonuses of depositors can only be handled through this account. Opening a basic deposit account must be reported to the local people's bank for examination and approval, and an account opening permit shall be issued. The original license shall be kept by the depositor and the copy shall be kept by the bank. Enterprises and institutions can only choose one business institution of a commercial bank to open basic deposit account.
General deposit account
A general deposit account refers to an account opened by an enterprise or institution in a bank outside basic account for borrowing money. This account can only handle transfer settlement and cash deposit, and cannot withdraw cash.
Temporary deposit account A temporary deposit account refers to an account opened by an overseas temporary institution or individual economic household for temporary business activities, which can handle transfer settlement and meet the national cash management regulations.
Special account
It is convenient to manage and use a certain fund, so the newly opened account is called a special account, but the opening of the special account must be approved by the People's Bank of China.
A company can only set up one basic account. Others, such as ordinary accounts, a company can open multiple accounts according to business needs, and the number is not limited. China People's Bank account management regulations: An enterprise can only open one basic account, but it can open multiple ordinary accounts. If there are other accounts to withdraw cash, and the investor has certain special purposes, he can apply for a special account or withdraw cash in the bank.