Mortgage Commissioner refers to the full-time staff who specialize in mortgage activities in commercial banks, financial institutions or real estate companies. Duties of the mortgage commissioner:
1. Review the customer information to be mortgaged.
2. Submit the information of buyers and sellers with complete mortgage information to the bank for approval. If it is a first-hand house, the developer's information will be submitted to the bank for review in advance.
3. Responsible for coordinating and communicating with intermediary companies and banks on mortgage-related work.
4. Responsible for completing mortgage registration of house transactions.
5. After the mortgage formalities are completed, the bank passes the examination and approval, then goes to the housing exchange for transfer, and finally takes out the real estate license registered by mortgage and gives it to the bank for loan. The mortgagor returns the information. What belongs to the customer shall be returned to the customer, and what belongs to the company file shall be kept by the company file.
6. The relevant information of the first-hand house for the real estate license shall be handed over to the real estate license accreditation officer after the customer pays the deed tax and maintenance fund. In the case of ensuring that the risks are within the company's tolerance, we will help customers to complete the mortgage work to the maximum extent and speed up the company's capital turnover.
Second, what is the job content of the bank mortgage specialist of the real estate company? It is better to have children's shoes that have done this position, and have some practical work content?
First of all, you have to make sure that your employees work in the finance department, which has a lot to do with it. There is a mortgage specialist who works in the sales department and works as a real estate consultant.
I graduated this summer. Currently engaged in real estate work belongs to the second category. At present, workers hand over the mortgage policies of various banks, understand the bank quota, understand the bank connection, and then follow up the sales. 2. Payment and settlement of bank supervision funds, not responsible for filing. 3. Occasionally follow the leaders of the fund group to learn about the financing situation. I worked as a cashier for half a year before I became a mortgage specialist (because I started my internship in my junior year-_-)
3. What is the job content of the bank mortgage specialist of the real estate company? It's for the best. ...
See how your real estate company divides its work. Generally speaking, the following work is the main content of the mortgage specialist: the appointment of mortgage loan customers. Receive the mortgage loan customer information provided by the sales staff and conduct a preliminary review. Communicate with sales staff and banks, contact and make an appointment with banks, and lead customers to handle mortgage procedures. Track the progress of bank approval and assist banks to speed up approval. Mortgage work of mortgage customers. Supervise the lending work of bank mortgage customers to ensure timely lending. Communication with finance, extraction of various related expenses, handover of related bills, transfer of deposits, etc. Count the amount of mortgage loan and establish accounting. Responsible for training sales staff, providing information and handling procedures for the Housing Authority and banks. Handle the bank formalities in time and refund the deposit paid by the company.
4. What are the responsibilities of the mortgage commissioner?
What is the responsibility of the mortgage specialist? 1 1. Assist the sales supervisor (manager) in collecting, inputting and counting all kinds of sales information (making phone calls, visiting, making decisions, signing contracts, submitting bank loans, and customer data ledger). Make daily, weekly, monthly and annual reports according to the progress, and report to the sales supervisor (manager).
2. Handle the mortgage loan business, urge the sales staff to provide the preliminary information required by the customer's bank, conduct a preliminary review of the customer's mortgage information, and undertake the supplementary entry of the customer's information and bank information for handling the procedures for receiving mortgage loans. Responsible for redeeming the relevant materials and bills of the customer's mortgage loan and explaining them to the customer. Update the customer handling plan in time.
3. Undertake the "check" between the fees charged to customers and the financial department.
4. Be responsible for making and submitting daily and weekly statistical statements of loan amount of mortgage customers.
5. Be responsible for the timeliness of mortgage business, the timeliness and accuracy of mortgage payment recovery, and the authenticity and accuracy of mortgage payment.
6. Be responsible for sending and receiving documents of this department and file management of departmental data.
7. Complete the administrative work of the department and provide logistics services for the employees of the department. Complete the optimization of sales and mortgage process in time.
8, complete other temporary work assigned by the leadership.
What is the responsibility of the mortgage specialist? 2 1. Responsible for interviewing mortgage buyers, understanding their basic information, and choosing appropriate mortgage methods for them.
2. Be responsible for selecting and informing customers of the materials to be prepared according to the interview information.
3. Responsible for checking the credit records of mortgage customers.
4. Be responsible for the preliminary review of mortgage information submitted by customers.
5. Be responsible for submitting the owner's information with complete mortgage information to the bank for approval.
6. Assist the bank account manager to make centralized appointments for mortgage customers and lead them to handle mortgage procedures.
7. Be responsible for tracking the progress of bank approval and assisting banks to speed up approval.
8. Be responsible for handling advance notice registration and mortgage notice registration for mortgage customers.
9. Be responsible for supervising the lending work of bank mortgage loan customers to ensure timely lending.
10. Supervise the property consultant to change the online contract, and pay all kinds of fees for the approved customers.
1 1. Responsible for communication with finance, withdrawal of various related expenses, handover of related bills, transfer of bank deposits, etc.
12. Responsible for collecting payment documents in time after the bank lends money, notifying the sales control and finance departments to make payment registration, and filing relevant information.
13. assist the staff of provident fund center to handle matters related to provident fund loans for customers.
14. Responsible for coordinating the communication between the provident fund center, customers and loan banks.
15. Responsible for assisting bank staff to come to our company to handle all mortgage-related work.
16. Regularly learn about the changes of file retrieval fees, deed taxes, public maintenance funds and other expenses generated by property rights offices, housing trading centers and other units, and update them in time.
17. Be responsible for weekly statistics of mortgage customer information, making mortgage statements and reporting to the sales manager.
18. Train the sales staff regularly according to the new mortgage knowledge.