First, the new purchase of the second set of commercial housing needs to obtain the real estate ownership certificate for two years before it can be transferred, and the new purchase of the third and above commercial housing needs to obtain the real estate ownership certificate for five years before it can be transferred.
Two, non registered residents in Beihai City (excluding Hepu County, tieshangang district) within the jurisdiction of the purchase of a second set of commercial housing (including new commercial housing and existing housing).
Foreigners buy the first suite, and they have no room or loan or 1 suite in the local city, and the loan is paid off to buy a house in Beihai restricted area. The down payment ratio of commercial loans is 30%; If there are 1 apartment in the local city and the loan has not been paid off (the local apartment and the national loan are recognized, and the above situation is regarded as the second apartment), the down payment ratio of commercial loans is 40%. If 1 house has been purchased in the restricted area of Beihai, it is not allowed to buy a house in the restricted area. If the non-local registered population who want to buy a house in Beihai needs a mortgage loan in the future, affected by the tight real estate market and monetary policy in 20 19, the loan policy implemented in Beihai is still relatively strict, and it is difficult to get a loan.
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