1. People's Republic of China (PRC) national medical insurance bureau * * * is an institution directly under the State Council, with a deputy ministerial level, and was established on March 20 18. Its main functions are to formulate policies, plans and standards for medical insurance, maternity insurance, medical assistance and other medical security systems and organize their implementation, supervise and manage relevant medical security funds, improve the national platform for medical treatment management and expense settlement in different places, organize the formulation and adjustment of prices and charging standards for drugs and medical services, formulate bidding and purchasing policies for drugs and medical consumables and supervise their implementation, and supervise and manage related service behaviors and medical expenses of medical institutions included in medical insurance. In order to improve the unified basic medical insurance system and serious illness insurance system for urban and rural residents, continuously improve the level of medical insurance, ensure the rational use, safety and controllability of medical insurance funds, promote the reform of "three-medical linkage" of medical care, medical insurance and medicine as a whole, and better protect the sick people, the State Council proposed an institutional reform plan. Integrate the responsibilities of basic medical insurance and maternity insurance for urban workers and urban residents in Ministry of Human Resources and Social Security, the responsibilities of the National Health and Family Planning Commission for the new rural cooperative medical care, the responsibilities of the National Development and Reform Commission for the price management of drugs and medical services, and the responsibilities of the Ministry of Civil Affairs for medical assistance, and set up the National Medical Security Bureau as a directly affiliated institution of the State Council.
2. Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. Medical insurance has the characteristics of "low level and wide coverage". The payment is based on the expenses that most units and individuals can bear at a low level, covering all units and employees in cities and towns, and employees in different units can enjoy the rights of basic medical insurance. The insured can enjoy it for life after completing the payment period. Secondly, the basic medical insurance has the characteristics of "the burden of both parties and the combination of unified accounts"; Based on the principle of "balance of payments".