1. If the cardholder can't go out in time, he can entrust someone else to formally report the loss. When reporting the loss officially, the customer should bring the valid identity documents of himself and the depositor. Bank card loss reporting is divided into temporary loss reporting and long-term loss reporting.
2. Temporary loss reporting for 7 days, and long-term loss reporting after formal loss reporting is invalid. It usually takes 7 days to report the loss orally and in writing, subject to the official written report. After the formal written report of loss, the oral report of loss will automatically become invalid. If there is no written report of loss, the frozen account will be automatically deleted after the expiration of the validity period, and you can continue to report the loss orally.
3. If it is an ordinary debit card, you can go there the day after the written loss report expires. The account will be automatically transferred to a new card, a new card and a new account. After entering the new password, you can continue to use. The loss reporting fee is 10 yuan each time, and the replacement card is in 5 yuan each time. If you want to continue using your previous account, please consult the bank. ) After handling the new card, the old card will be automatically cancelled.
During the loss reporting period of the bank card, you can't receive the remittance, because the account is frozen at this time, so don't worry about the bank card being stolen.
Article 12 of the Law of the People's Republic of China on Resident Identity Cards: When a citizen applies for, redeems or reissues a resident identity card, the public security organ shall handle it in a timely manner in accordance with the regulations. If you need to apply for an ID card in the process of applying for an ID card, you can apply for temporary id card. The validity period of the ID card can be divided into four types: 5 years, 10 years, 20 years and long term:
1. 1.6 If citizens under the age of 6 voluntarily apply for an ID card, the ID card is valid for 5 years.
2.6 to 25-year-old citizens, the ID card is valid for 10 years.
3. For citizens aged 26 to 45, the ID card is valid for 20 years.
Citizens over 46 years old hold long-term valid identity cards.
Precautions for bank cards are as follows:
1. When entering the password, cover it carefully with your hands. If you find any abnormality in the password protection cover and card slot of ATM, please do not use it for safety reasons and notify the bank immediately.
2. In order to prevent counterfeit ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under bank video surveillance.