1. Transfers between different accounts within the Postal Savings Bank can be received in real time, and the longest time is no more than two hours.
Inter-bank transfer business of less than 22,000 yuan goes through the micropayment system of the People's Bank of China, and all accounts are received in real time within 2 hours, and the longest time is no more than 2 hours.
3. Inter-bank transfer business with an amount of more than 20,000 yuan (including 20,000 yuan) will go through the large-value payment system of the People's Bank of China, and it will be received within one to three working days, and the non-working days will be postponed to working days to handle the business.
4. For the inter-bank transfer business, it is necessary to ensure that the payee's account name, account number and bank are correct, so that the account can be received smoothly. If one or more of the three elements is wrong, the funds will still be transferred out because the transfer-out bank system does not recognize the relevant elements of other banks, but the funds cannot be recorded smoothly after being transferred to the receiving bank, so it must be returned by the original way, so it is necessary to be cautious.
Extended data:
Inter-provincial transfer by Postal Savings Bank:
If the transaction amount is below RMB 654.38+RMB 00,000 (including RMB 654.38+RMB 00,000), 5 yuan handling fee will be charged for each transaction;
If the transaction amount is between 6,543.8+0,000 yuan and 6,543.8+0,000 yuan (including 6,543.8+0,000 yuan), a handling fee of 654.38+0 yuan will be charged for each transaction;
If the transaction amount is 6,543,800 yuan to 500,000 yuan (including 500,000 yuan), a handling fee of 654.38+ 05 yuan will be charged for each transaction;
If the transaction amount is between 500,000 yuan and 6,543,800 yuan (including 6,543,800 yuan), a handling fee of 20 yuan will be charged for each transaction.
0.02% of the transaction amount is charged for each transaction exceeding RMB 6,543.8+0,000 Yuan, with the maximum not exceeding 200 yuan.
At present, the Postal Savings Bank offers a 50% discount on postal online banking transfer fees.
At present, the handling fee charged by postal online banking for inter-bank transfer is the same as that charged by inter-bank transfer, and it also enjoys a 50% discount.
What is postal savings on behalf of wages?
Payroll service is a service that enterprises entrust China Postal Savings Bank to pay salaries for employees, China Postal Savings Bank opens personal settlement accounts for employees through electronic banking channels, and transfers employees' salaries into employee accounts, and employees receive their salaries with UnionPay cards (or passbooks) handled by China Postal Savings Bank.
What can it bring to the enterprise?
1. Reduce the operating costs of enterprises. Choosing the Postal Savings Bank to pay wages can effectively reduce the transportation costs, employee salaries, operating expenses and other costs incurred by enterprises in paying cash, and reduce the operating costs of enterprises.
2. Ensure the safety of corporate funds. Enterprise financial personnel do not need to withdraw cash when paying wages, which avoids the risk of cash delivery and storage, checks and counts cash and ensures the safety of funds.
3. Improve production efficiency. Unified transfer to households, ATMs hours to provide services, so that employees can concentrate on their work, effectively avoid the phenomenon that wages hinder production, which is conducive to improving employees' production efficiency.
4. Improve employee satisfaction. Using the Postal Savings Bank to pay wages can enhance employees' sense of identity with the enterprise, facilitate employees' lives and improve employees' satisfaction. Reduce the staff turnover rate and make it easier for you to recruit.
What can it bring to employees?
1. Ensure the safety of employees' wages. The employee's salary is directly transferred from the enterprise account to the personal savings account to avoid the phenomenon that the salary is stolen and robbed.
2. Maximize the financial needs of employees. Relying on its own network advantages and business support system, and relying on the brand structure of personal financial services, Postal Savings Bank can provide your employees with daily financial services such as deposit and withdrawal, remittance, and personalized services such as fund insurance financing and investment consulting to meet the diversified financial needs of your employees and provide them with the greatest convenience.
Why do you choose postal savings to pay wages?
Brand: China Postal Savings Bank is a new state-owned bank, a century-old national brand, and a reassuring service organization for the people!
Convenience: Urban and rural outlets are the largest and most widely distributed, which truly realizes the national urban-rural connectivity. Positioning to provide comprehensive financial services for urban and rural residents, with more than 40,000 savings outlets and 45,000 exchange outlets, more than 60% of which are located in towns and villages all over the country, which can ensure that your employees can enjoy financial services anytime and anywhere. The advantages of the national network are unmatched by other financial institutions.
Timely: the documents uploaded by personal online banking are processed by the system in real time, and the wages are recorded quickly.
Privacy: reduce handover links and improve the privacy of salary information.
Security: avoid the security problems caused by the receipt, transportation and storage of cash.
Flexible: Pay service 24 hours a day, 7 days a year.
Free: the opening function is free, and 0 handling fee is distributed in batches.
Postal savings, your most trusted partner!
For details, please consult the postal financial outlets!