Chongqing Business Management Department Address: Room 408, No.56 Jinhong Avenue, Yubei District, Chongqing Tel: 023-67677743
China People's Bank Wanzhou Central Sub-branch, Wanzhou District, Chongqing Address: No.206, Section 3, Salon Road, Wanzhou District, Chongqing Tel: 023-5896 1992.
China People's Bank Fuling Central Sub-branch, Fuling District, Chongqing Address: Xinghua West Road, Fuling District, Chongqing 1No. Tel: 023-7286 1526
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The word "credit investigation" originated from "Eight Years of Zuo Gong". "A gentleman's words are trustworthy and have signs, so his resentment is far greater than his body". Among them, "collecting by faith" means that you can verify the credibility of your words, or you can collect and verify credit. Credit investigation is the collection, collation, preservation and processing of credit information of natural persons, legal persons and other organizations according to law.
It also provides credit reporting, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and conduct credit management activities.
Credit investigation is an activity that a professional and independent third-party organization establishes credit files for individuals or enterprises, collects and objectively records their credit information according to law, and provides credit information services to the outside world according to law. It provides a platform for professional credit reporting agencies to enjoy credit reporting.
Credit investigation records personal credit behavior in the past, which will affect personal economic activities in the future. These behaviors are reflected in personal credit reports, which are commonly called "credit records". Until 20 12, there is not a single law or regulation in China's current legal system to provide a direct basis for credit investigation.
On June 5438+ 10, 2009, the Legislative Affairs Office of the State Council promulgated the Regulations on Credit Management (Draft for Comment), and solicited opinions from all walks of life on the Regulations on Credit Management.
References:
Baidu Encyclopedia-China People's Bank