Chongqing second-hand housing transfer process:
The buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house, and requires the seller to provide legal documents, including house ownership certificate, ID card and other documents.
If the house provided by the seller is legal and can be traded on the market, the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign a house sales contract (or house sales contract). After the buyer and the seller reach an agreement on the location, property right, transaction price, delivery time, delivery method and property right disposal of the house through consultation, both parties shall sign at least three house sales contracts.
The buyer and the seller apply to the real estate transaction management department for review. After the buyer and the seller apply to the real estate management department, the management department shall examine the relevant documents, review the property rights, and grant the transfer procedures for the houses that meet the listing conditions. If there is no property right or some property rights without the written consent of other property rights, the application will be refused and the listing transaction will be prohibited.
When the deed is signed, the real estate transaction management department shall report it to the examination and approval level by level according to the property right status and purchase object of the transaction house and the examination and approval authority set by the transaction department in advance, and both parties to the transaction can go through the formalities for signing the deed.
Paying taxes and fees, the composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example, the tax composition of commercial housing such as housing reform, rebuilding and demolition, and affordable housing is different.
Go through the formalities of property right transfer and transfer. After the real estate transaction management department completes the registration of property right change, both parties will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the notice of receiving the property ownership certificate.
After the buyer obtains the house ownership certificate and pays off all the mortgage, the seller delivers the house and settles all the property fees, and the second-hand house sales contract between the two parties is completed.
Expenses arising from the transfer of second-hand houses
Deed tax: See if the buyer buys your suite as the first house. If yes, it will be charged at 0% of the 65438+ mortgage, otherwise it will be charged at 3% (the buyer).
Business tax: If your house is less than 5 years old and the area is less than 144 square meters, the difference business tax should be levied, that is, your current house price MINUS the original purchase price multiplied by 5.6% (the seller).
Individual tax: amount 1% (seller)
Transfer fee: 3 yuan/m2 (half for both parties).
Registration fee: 80 yuan/set (buyer)
Stamp Duty: Individual purchases are exempt from stamp duty, and only 5 yuan/Certificate is accepted (no party is specified).
Domestic industry fee: 73.8 yuan/case (no party is specified)
Documents required for transfer.
Buyer: ID card, household registration book, marriage certificate (single certificate if not married). The first suite needs a certificate of no room.
Seller: real estate license, deed tax ticket, original purchase invoice, ID card, real estate license.
The above is the transfer process of second-hand houses in Chongqing compiled by Bian Xiao.
(The above answers were published on 20 15- 12-09. Please refer to the actual situation for the current purchase policy. )
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