1. What are the advantages of second-hand houses?
The advantages of second-hand housing itself are obvious:
1, the supply of existing houses and the quality of houses can be seen.
The quality of the house is very important. If it is a new house or auction house, it is difficult for buyers to predict the quality of the house.
The second-hand house is an existing house. After several years of use, the potential quality problems of the house will be exposed. Buyers can easily find clues as long as they master certain methods and are careful enough.
When buying second-hand houses, we should pay attention to these problems of houses:
(1), the house is leaking, and the water can flow smoothly to the outlet;
(2), roof, ground and wall cracks;
(3), check whether the door and window switches of the house are closed;
(4) Look at the municipal facilities. The water, electricity, gas and heating pipes are all cut off.
2, the choice space is large, what you see is what you get.
When buying a second-hand house, you can choose the area, lot, community, floor and apartment you want, and there is a lot of room to choose.
What you see is what you get, whether it is apartment type, decoration, lighting, ventilation, floors, greening, floor area ratio, surrounding environment, supporting facilities, traffic conditions, etc. The house itself, which is a tangible reality, even your neighbors can choose.
3. The location is good and the surrounding facilities are perfect.
Generally, the location of second-hand houses is good and the community is mature. After years of development, the residential area where the second-hand houses are located has gradually improved various facilities closely related to life. Whether it is restaurants, supermarkets, banks, hospitals, parks, squares, etc. It will be convenient for residents to live in it.
Second, what are the shortcomings of second-hand housing?
There are advantages and disadvantages, and second-hand houses also have some shortcomings.
1, old house
(1) The appearance of the house is out of date.
Second-hand houses in old residential areas are generally old in appearance, and their internal structures are not so reasonable. Many problems can not be solved by redesigning and decorating, and the living quality may be reduced. The older the house, the older the appearance and the worse the living environment.
② The property is obsolete.
Many older second-hand housing estates are managed by smaller companies with lower management level. Moreover, the old house will also generate certain housing maintenance costs, increase the maintenance costs of the property, and virtually increase the actual purchase cost.
(3) Old houses affect loans.
If the second-hand house is too old, it will also affect bank loans. At present, banks have strict requirements on the loan life of second-hand houses. Under normal circumstances, commercial loans require that the sum of the loan period and the house age should not exceed 50 years. If the house is over 30 years old, the chances of getting a loan are very small.
The procedure is very complicated.
The procedures and procedures in second-hand housing transactions are complicated. Buying a second-hand house requires at least the following steps:
(1), ready to buy a house, considering the location, facilities, community environment, etc. ;
2. Look at the house and choose the house, find the housing, and find a reliable website or intermediary company to see the quotation; On-site inspection of housing quality;
(3) Review both parties, review the buyer's qualification to purchase a house, and the seller will inspect the house. If the house is mortgaged, it needs to be released first;
(4) Sign a contract to book a room, stipulate the time and conditions of down payment/transfer/account removal, liability for breach of contract, property delivery and other related matters, and list all important matters in the contract. In addition, if you buy through an intermediary, you need to sign an intermediary contract;
⑤ Pay the house price. In order to ensure safety, both parties need to supervise the funds;
6. When paying taxes and transferring ownership, both parties need to pay deed tax, value-added tax and individual tax. In the tax bureau, and then transfer ownership;
All landowners, when the property is delivered, you need to pay for furniture, household appliances, water and electricity. If there is a tenant, it is also necessary for the three parties to negotiate the delivery time.
Third, the diversity of costs.
Buying a second-hand house requires not only a down payment, but also taxes such as deed tax, which is more expensive than a new house.
To sum up, we can see the advantages and disadvantages of second-hand housing. If property buyers are entangled in buying a second-hand house or a new house, they can go to the field and don't make a decision too early.
(The above answers were published on 20 17-08-03. Please refer to the current actual purchase policy. )
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