If you choose a bank loan to buy a car, there are generally many choices. Suppose the down payment ratio of 20% is chosen, with 24 installments of 22,740 yuan, loan amount of 90,960 yuan, installment handling fee of 6,822 yuan, and total bare car price120,522 yuan. Plus the licensing fee, purchase tax, travel tax, compulsory insurance fee and commercial insurance fee, the total cost of buying the 2.0T elite model of Xingrui 202 1 is 13882222 yuan.
Note: Prices will be different in different regions. The above prices are for reference only.
Second, the loan to buy a car 4s shop fee list? Summarize necessary expenses and unnecessary expenses.
When many people have plans to borrow money to buy a car, they may only go to the 4s shop to choose a car after they are ready for the down payment. I didn't know until I went, except for the bare car price of the selected vehicle, there are still many miscellaneous expenses to be paid. So, what fees do you need to pay? What is the charge? The following is a list of "car loan 4s shop fees" for your reference.
List of 4s shop expenses for loan to buy a car 1, car down payment loan to buy a car down payment is necessary, and the minimum down payment is 20% of the bare car price. 2. The purchase tax is a tax that must be paid when buying a car, which is generally 10% of the bare car price. 3. In fact, the insurance premium is only compulsory, but in order to ensure the safety of the car, the 4s shop will directly add commercial insurance and give a plan for the total insurance premium. The travel tax of general compulsory insurance totals 960 yuan, while commercial insurance can be selected or not, and the cost is about 1, 000- 1, 400 yuan. 4, licensing fees 4s stores sell paper temporary licenses, generally 5 yuan/piece. As for the official registration at the DMV, if you go to the queue yourself, it will probably cost 100 yuan. If you want to ask permission from a 4s store, it will take a lot of manpower and time, and it will cost about 350 yuan. 5. Before applying for a loan, it is necessary to investigate the credit fee to prove the qualification and credit of the lender. Generally, it is charged at 1% of the loan amount. 6. The performance bond is to ensure that the lender can repay the loan on time. After the car loan is paid off, it can be refunded, which is generally charged at 3% of the loan amount. 7. Notarization mortgage fee refers to the handling fee for mortgage notarization of vehicles that borrow money to buy cars. Generally, 800 yuan is charged without notarization. 8. mortgage fee this is the intermediate fee charged by the 4s shop to help the loan. For example, it can provide preliminary examination and inspection services for loan application materials and provide a green channel with lending institutions. Everything is to improve the efficiency of loan approval and facilitate customers to apply for loans. Fees are generally charged at 3% of the loan amount. As can be seen from the list of expenses, in fact, only the first three points must be bought, and the fourth point only needs to buy a temporary license to facilitate the short-term use of normal driving. The rest of the expenses can be ignored if you don't need a 4s shop loan. The above is the relevant content of the list of the expenses of buying a car in a 4s shop, and I hope it can help you.
Three. 202 1 what is the breakdown of the loan to buy a car?
Down payment, handling fee, registration fee, insurance fee.
4. What are the fees for car loan?
What do I need to pay for a zero down payment car loan? With the development of economy, cars are becoming more and more popular, and the way of buying a car by loan is accepted by everyone. Then, do you need to pay any fees for handling a zero down payment car loan?
1, loan interest.
This is the fee charged for all car loans. It should be noted that because it is a car loan with zero down payment, it is possible that the interest of the loan will be higher than that of the general car loan;
2. Notarize the mortgage fee.
For car loans with zero down payment, the car is always mortgaged to the lender before the loan is paid off. Therefore, when handling a car loan, it is necessary to go through the formalities of notarization and mortgage of the car, and these expenses generally need to be paid by the applicant;
3. Credit investigation fee.
When a lending institution applies for a loan, the lending institution will investigate the information submitted by the applicant and charge about1%of the loan amount;
4. Performance bond.
The standard of this charge is generally 3%. However, different loan companies charge different fees.