1. the State Council Banking Regulatory Authority is responsible for formulating unified and standardized policies, measures and supervision and management systems for the business activities of information intermediaries in person-to-person lending, and guiding local financial regulatory authorities to do a good job in standardizing and guiding person-to-person lending and handling risks.
2. The Ministry of Industry and Information Technology is responsible for supervising the telecommunications business involved in the business activities of information intermediaries in person-to-person lending.
3. The Ministry of Public Security takes the lead in supervising the business activities of information intermediaries in peer-to-peer lending and cracking down on financial crimes involving peer-to-peer lending.
4. The National Internet Information Management Office is responsible for the supervision of financial information services and Internet information content.
5. The local financial supervision department is responsible for the normative guidance, filing management, risk prevention and disposal of peer-to-peer lending information intermediaries in the region, and guiding peer-to-peer lending self-regulatory organizations in the region.
6. Peer-to-peer lending provincial self-regulatory organizations shall report their articles of association to the local financial regulatory authorities for the record, safeguard the legitimate rights and interests of their members according to law, accept relevant complaints and reports, and carry out self-regulatory inspections.
As for P2P security, we can avoid risks by choosing a suitable platform. You can refer to the following points: 1, depending on the platform qualification. 2. Look at the platform evaluation. 3. Registered capital of the platform 4. Look at the management team. Look at the income of financial projects 6. Look at the risk control in team 7. See if the platform has fund custody and guarantee cooperation.