At present, the preliminary investigation results of the police have come out. Among the three cars that collided, Chery and Bentley were seriously damaged.
In the accident, the driver of Chery car was taken to the hospital because he didn't wear a seat belt and his face was broken. The suspicion of drunk driving has been initially ruled out.
The main damaged parts of Bentley are headlights and front bumper. It is estimated that the maintenance cost will start at least 300,000 yuan.
Regarding this accident, some netizens said that Chery owners are estimated to go bankrupt. Actually, it is not.
According to the damage assessment, the amount of compensation for the unreasonable damage of Bentley and SUV models should be within the normal compensation range of the three insurances.
However, as can be seen from the video, this Chery car has no number plate, and it is still unknown whether it has purchased commercial insurance.
If you don't buy any commercial insurance, you belong to a streaking car that only buys strong insurance. Then, under the condition of taking full responsibility, it is not an exaggeration to say that you are bankrupt.
Then, if a tens of millions of luxury cars are unfortunately injured on the road, how to solve it?
If you don't buy commercial insurance, and you are the one who is fully responsible or mainly responsible, will you sell the iron in the pot?
The answer is yes. This is different from many chicken soup incidents. The propaganda direction of many videos is that if you meet a luxury car and have a sincere attitude, the owners of luxury cars will generally give generously, admit their bad luck and let the owners go.
In fact, this is only a small part of the real case. Under normal circumstances, the responsibility relationship will be clarified according to the accident handling process, and then the losses will be compensated.
At this point, it is not a "I have no money" that can be evaded by full responsibility or main responsibility.
The irresponsible party of luxury car can choose the way of subrogation, first send the vehicle for inspection and maintenance, and then the insurance company brings a lawsuit to the court to apply for compulsory compensation for the losses of the fully responsible party.
Of course, this is only the case that the luxury car party is not responsible and the fully responsible party is unable to bear the loss or the third party insurance purchased is not enough to pay.
If the luxury car is fully responsible, don't worry. In traffic accidents, the division of responsibility is only related to who made the more serious mistake, and has nothing to do with the value of vehicles on both sides of the accident.
I still remember a few years ago, a bread owner in Chongqing knelt down on the spot because he collided with a Bentley car.
But as a result, Bentley owners were fully responsible for the accident, and all losses were borne by Bentley owners.
So, if you hit a luxury car, don't be afraid. You should calmly analyze the responsibility of the accident. If you are the main responsible party, you should still take the insurance process to compensate for the losses. Don't expect luxury car owners to be kind and even engage in moral kidnapping.
Just in case, I don't buy commercial insurance and I can't afford it, so to put it bluntly, I can only sell iron or even sell a house.
Therefore, as long as you are the owner, you must do the following when driving on the road:
First of all, we must strictly abide by traffic rules and form habits. Some bad driving habits seem indifferent when there is no accident. In case of an accident, such as an accident when the compaction line changes lanes, we can't take the main responsibility.
Therefore, it is essential to develop good driving habits, strictly abide by traffic rules every day and reduce your own mistakes.
Secondly, for some old models, car damage insurance can be exempted, but three insurances must be bought, because car damage insurance pays for itself and three insurances pay for others, so the loss of others has nothing to do with the age of their cars.
Moreover, this quantity is really the more the better. According to statistics, in all accidents involving casualties or damage to luxury cars, the compensation amount has generally exceeded 6,543,800+100,000. Therefore, the three risks should be at least 654.38+0 million.
Finally, stay away from luxury cars. The fundamental way to avoid accidents with luxury cars is to stay away from luxury cars, even if it has nothing to do with them. Within the scope of traffic rules, give way to the way, and stay away from it. Don't talk about equal road rights at this time, peace is king.
See if there are any topics you care about below!
Hello, Li Ge, how often do trams need maintenance? What maintenance items need to be done? Is there anything to pay attention to when doing maintenance?
The routine maintenance of pure electric vehicles can be about 20 thousand kilometers, and the air conditioning filter needs to be replaced. In addition, the motor, brake oil, brake system and tires need to be checked regularly.
10-year-old Tiguan Ding Pei has run130,000 kilometers now, but the problem now is that it is particularly noisy to run. There is no problem with the in-situ noise, but there is obvious jitter when the speed runs to 50-60 and the speed is 1 100, otherwise it will not jitter. I went to the repair shop and said that the chassis was missing a screw, which did not meet the requirements. Go to 4s and let the car stay for a set of inspections, including four-wheel alignment. Ask brother BB, is it really just a chassis problem? Is there something wrong with the engine gearbox?
The aggravation of chassis abnormal noise may lead to the reduction of vehicle sound insulation. The serious vibration of old cars may be caused by carbon deposition in the engine or aging of the engine tripod, and the accuracy of chassis parts decreases, resulting in abnormal noise. There are many reasons, and it is recommended to investigate.
This article comes from car home, the author of the car manufacturer, and does not represent car home's position.