First, personal bank daily account inquiry:
1. Online banking printing:
1. 1. Log in to online banking, enter an account, and inquire about the transaction details;
1.2. Select the trading range and click OK;
1.3. Just select Print at the bottom of the report.
2. Self-service terminal printing:
2. 1. When you take your card to the ATM service area of BOC, there are usually self-service terminals;
2.2. In the self-service inquiry terminal, select and inquire the transaction details by date;
2.3. Details of the last three months can be queried and printed on the statement.
3. Printing at the bank counter: the cardholder himself goes to the counter with his debit card and ID card to print the details. (In addition: there is a handling fee for details that exceed a certain period of time. )
Second, query the company (legal person) bank journal:
1, bank counter inquiry: company official seal and account name (for bank outlets to inquire account number) or account number are required, and the counter can print out the bill within the required time period;
2. Self-service printer inquiry: you need to bring a bank settlement card or a receipt box card, swipe your card in the self-service inquiry machine, and you can inquire about the statement of the required time period, or click Print to print out the bill;
3. Online banking inquiry: To log in to the online banking business hall, you need to provide your login account number and password to log in. Select "Electronic Receipt" in the function bar on the right side of "My Account" to query and print.
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Bank statement is also called bank card transaction statement. As we all know, every deposit and withdrawal, consumption and transfer information of the cardholder will be recorded in detail, and the bank card transaction list formed is the bank statement.
Common bank flow mainly includes bank payroll flow, self-deposit flow and transfer flow.
Why do we need to provide bank statements?
In fact, the requirement to provide a bank statement is mainly to judge the borrower's income level and repayment ability. A stable bank statement often proves that the borrower has a stable repayment ability, and the risk of overdue or default is small. Therefore, its importance is self-evident.
Your bank statement is a kind of financial proof, showing how much you received and spent, which has a great influence on your credit card and loan. What is good traffic? Different credit auditors have their own standards, but some common ones can be used for reference.
long term stability
Banks are usually risk-averse and would rather make less money than take risks, so try to be safe when lending.
The borrower must have a long-term and stable income. The most important element of good running water is stability.
The income must last for at least six months without interruption.
In addition, the best way to get this income is company account and bank account, and the transaction type is "salary and welfare" or "payroll". When you buy a house, apply for a visa or enter the country, you must provide running water or other information: deposit certificate, income certificate, personal credit report and bank running water list!
The proof of income is easy to open. According to the requirements of the format seal, the standard income certificate can be supplemented, OK. The rest is the bank statement. In fact, this question is not difficult! Many people just don't have enough bank balance, not enough for half a year or not enough for every month. The running water is fake at first sight, and the paper seal is not professional.