Hu Axiang Branch, No.423 Bayi Road, Changsha
Yinde Branch, Honglin Building, No.266, Section 3, Furong Middle Road, Changsha City
Xincheng Branch, No.45 Wushi Road, Tianxin District, Changsha City, China
Changsha Gao Qiao Market Household Appliances Department Store1Gao Qiao Branch, Floor 2, Floor 4
Advantages:
Balance control and recovery. Loans are balance control. Within the limit and time limit, the borrower can match the amount of each use by himself. After the loan is returned, it can continue to be recycled until it reaches the highest balance or expires.
Flexible way, mortgage, pledge, guarantee and credit four ways to choose from.
Ultra-high amount, the loan amount is only limited by the borrower's credit and guarantee methods, and the highest credit method can reach 6,543,800 yuan, which is much higher than the overdraft limit of credit cards.
Loan repayment is flexible, customers can go to the branch at any time, and the way is flexible, and so is repayment.
Maximum interest saving, customers do not calculate interest when they get the quota, but only calculate interest according to the actual number of days when they actually use money, thus saving the cost of customers' money to the maximum extent.
Financial management function, quick pledge, ready to use, not only solves your short-term turnover difficulties, but also does not lose your time deposit interest.
Application materials:
Application report and application form of personal credit revolving loan line
Valid identification materials, household registration book and marriage certificate of the borrower and his wife.
Proof of occupation and income
Original and photocopy of professional and technical qualification certificate, practice qualification certificate and other supporting materials.
Property certification materials such as real estate license and vehicle driving license.
Guarantor's ID card, household registration book and income certificate
Loan purpose materials and proof of down payment
Power of Attorney for Inquiring Basic Data of Personal Credit Information of Borrower, Couple and Guarantor
Introduction: The comprehensive strength ranks among the top three in Changsha, and ranks first among more than 40 city commercial banks in China/KLOC-0. The quality of development has fully reached the "excellent bank" standard of CBRC, and all structural indicators have basically reached the level of China's joint-stock commercial banks and listed banks. It was rated as the second-class bank in China by CBRC, and was awarded the title of "the most growing small and medium-sized bank" in China in 2008.