Chengdu not only has a rapid development of the real economy, but also the financial sector, especially in terms of credit. Among many lending institutions, what are the good credits of Chengdu Loan Company? The following are several large-scale formal loan companies with good reputation in Chengdu for your reference.
Chengdu Gao Xin Jin hong technology co., ltd
Chengdu Gaoxin Jinhong Technology Co., Ltd. was jointly established by Chengdu Industrial Investment Group and Chengdu Gaotou Group on April 30th, 20 10 with a registered capital of 300 million yuan. Since its establishment more than six years ago, the company has provided nearly 9 billion yuan in financial support for small and medium-sized enterprises and supported more than 500 small and medium-sized enterprises. With its strength, Jinhong became the first batch of pilot enterprises of science and technology microfinance in Sichuan Province from June 2065438 to June 2006.
Sichuan hanhua company limited
Since the establishment of Sichuan Hanhua Co., Ltd. on May 9, 2009, it has always adhered to the business characteristics of "small amount and dispersion" and provided customers with fast, simple and unsecured credit loans. With its professional credit service, Sichuan Hanhua Small Loan has established a broad and good reputation and won the titles of "Top Companies in China 100, Most Potential Companies in China and Excellent Companies in the Region".
Chengdu high-tech chuanshang co., ltd
Chengdu Gaoxin Chuanshang Co., Ltd. was established on February 20, 20 165438 with the approval of Chengdu Industrial and Commercial Bureau and Chengdu Financial Office. It is the only strategic partner of Sichuan Mobile in the field of mobile phone staging in Sichuan, and it is also one of the small loan companies serving the largest number of customers in Sichuan. The average loan amount of small and micro loans is about 3,000 yuan, which has served nearly 200,000 customers.
These are all reputable loan companies in Chengdu. Of course, there are more than four loan companies in Chengdu that are loved by everyone and will continue to be updated in the future. You can go first.
Look around to see if there are any satisfactory loan products, or click Apply directly!
Which loan company is better?
Provide many types of choices and make the following suggestions:
I. National Bank
Reason: If the loan company is good, it must be formal. If you can do it yourself, in banks and the like, companies with relatively safe loans and less interest can do it.
Second, the connection of Beijing loan.
Reason: Beijing Yi Rong (Beijing Credit Link) feels quite good. I have worked in their home several times, and the cooperation is very pleasant. The cost is low, the service is good, and the problems in the later stage of the loan are also planned, which can save a lot of heart.
Third, love money cats.
Lucky Cat is a national loan platform, which can provide credit loans, mortgage loans, car mortgages and so on. For office workers, self-employed people and people without fixed jobs. In addition, black households with bad credit and white households without loan records all apply for loans through the love of money cats.
Fourth, there is money to spend.
Qianhua, formerly known as "Baidu Qianhua", is a credit brand owned by Du Xiaoman Finance, providing users with safe, convenient, unsecured and unsecured credit services. Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Extended data
Loan companies are related to personal safety and interests, and must treat every customer according to legal operation. The loan market has become a hot industry in recent two years, and various financial loopholes have appeared frequently. So if you want a loan, you must find a formal loan company. In a loan company, you need the following methods to choose a formal and safe loan company.
First, confirm their qualifications.
Not all enterprises can open a guarantee company. The premise of the establishment of a loan company is to have a license. In the process of applying for a license, the license will be issued through the selection and strict examination of relevant departments and governments. Therefore, before handling the loan, try to see whether the enterprise has a business license of a financing guarantee institution with a red seal, and check the authenticity online.
Second, is there a fixed workplace?
Loans have become a common financing method, so many people use loans as a gimmick, but there is no basis. Therefore, when looking for a loan company in Wuhan, it is necessary to ensure whether its company has a formal office space and contact telephone number. At the same time, it is necessary to pay attention to whether the office space is newly established, and the new address and the established company can be seen at a glance.
Third, the establishment period of the enterprise.
The reason why we look at the establishment period of an enterprise is to see whether the loan company has strength and credibility, not the newly established loan shell. In general, the longer a loan company is established, the more skilled it will be in business operation, and the stricter the loan business assessment will be, so the reliability of such a loan company will be relatively high.
Beijing is in urgent need of money. Which loan company is better to find?
You can choose Huaxin. Beijin.com is the best loan company. Beijing Zhitong Ye Wei, Peng Ji Ye Wei and Beijing Yi Rong (Jingjietong) Company mainly provide loans, personal loans and other related businesses for enterprises and individuals. These word-of-mouth are relatively good, and they are all formal and reliable companies, humanized, creditworthy and reliable. No matter how urgent, safety comes first. Some informal platforms just want to mess around when you are in a hurry, so choose formal channels first.
Application conditions:
1, which is mainly divided into two parts: age requirement and data requirement.
Age requirement: 18-69 years old. The formal platform loan requires that the lender must be an adult, and refuses to provide consumer installment loans to students at school. If you are a student at school, please refuse to borrow it.
Information requirements: I need to provide my second-generation ID card, copy of ID card, household registration book and my debit card during the application process. Special note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
2. If it is a short-term fund problem after the loan, the repayment method of interest first and then principal can be completely adopted to reduce the daily repayment pressure. At present, interest first and then principal can be 10 year. If you can borrow it, safety and reliability are the most important. Funds are divided according to demand, length of time and amount of funds. If you have a house and a car, it can also be used as a mortgage, which is suitable for mortgage or credit.
3. Loans involve amount transactions and credit issues. First, you should find a professional and reliable one. Secondly, you should match your plan according to your actual situation and needs. The borrower's credit investigation has not been repeated for two years.
Personal monthly income is stable and there is no credit problem. If the credit record is bad, it is necessary for the lending institution to check the credit record. If the lender has been overdue continuously or cumulatively in recent two years, it will directly refuse the loan to avoid later disputes. In order to obtain high loans, some customers applied in several institutions at the same time, and their credit records were inquired many times. In this way, the credit Committee believes that customers are in urgent need of funds, which is risky and refuses to lend.
4. Pay attention to the loan amount in the loan; , loan interest rate, loan term, loan time and loan cost. Also, when making a loan, we must pay attention to the rigor of the contract, that is, the content of the loan contract should be strict and complete, and the amount, term, interest rate, collateral and attendance of the loan exceed the necessary conditions. The contract is clear, the language is standardized, and the language use conforms to the legal norms. Accuracy of the contract, all terms of the contract must be accurate and specific. The legality, format and language of the contract must conform to the laws and regulations of the state.
Which loan company is better?
Reliable loan platforms include: Ant Lending, JD.COM Gold Bar and Xiaoman Finance.
1, ants borrow it:
Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. 20 14 10, Ant Financial was formally established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners to accelerate their journey to the Internet through the "Internet Propeller Plan" and providing inclusive finance services for small and micro enterprises and individual consumers.
Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
At present, the consumer loans issued by e-commerce giants are mainly aimed at the staged consumption scenarios of e-commerce platforms. However, with the continuous accumulation of personal credit data, personal credit loans in non-consumption scenarios are also starting.
2.JD.COM gold bars:
As a sub-brand of digital technology in JD.COM, JD Finance includes personal finance, corporate finance, financial technology and other sectors, and is committed to providing reliable and inclusive digital financial services for individuals and enterprises, helping financial institutions to improve business efficiency, reduce costs and increase revenue, and working with financial institutions to better serve individuals and corporate users.
If there is a demand for funds, it is suggested that Xiaoman Financial's credit service products have money to spend to provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Wealth Management APP (click on the official free quota). The daily interest rate of consumer loans with money is as low as 0.02%, the annualized interest rate is as low as 7.2%, and the maximum repayment is 200,000. The approval speed of Baidu's money is relatively fast, and it can be completed in 30 seconds at the earliest. It usually takes 2-3 working days to review.