Beijing's down payment ratio for buying a house in 2022 is 35%. If there is no house in Beijing under the name of a resident's family and there is no record of commercial housing loans or provident fund housing loans, the current first-suite policy shall be implemented for the purchase of ordinary self-occupied housing, and the down payment ratio for the purchase of non-ordinary self-occupied housing shall not be less than 35%, and the down payment ratio shall not be less than 40% (except for self-occupied commercial housing, two-limit housing and other policy housing).
Residents who already own 1 apartment in this city under the family name, but have no housing in this city but have commercial housing loan records or provident fund housing loan records, the down payment ratio for purchasing ordinary self-occupied housing is not less than 60%, and the down payment ratio for purchasing non-ordinary self-occupied housing is not less than 80%.
What are the conditions for buying a house in Beijing in 2022?
1. Buyer (or family) registered in Beijing:
(1) Single: 1 Apartment is allowed, including unmarried, divorced, widowed and unmarried.
(2) Married: families are allowed to own 2 houses, including both husband and wife and minor children.
2. Buying a house (or family) in a foreign household:
(1) Required qualification: tax payment certificate (personal income tax) or social insurance certificate for five consecutive years in Beijing; Have a valid Beijing temporary residence permit (residence permit); There is no Beijing house in the buyer's name. If married, neither husband nor wife has a house in Beijing.
(2) No matter whether you buy a house in the name of a single or married family, people who buy a house with foreign household registration can only own 1 apartment.
(3) Foreigners who hold work residence permits in Beijing enjoy the same housing qualification treatment as Beijingers. Singles can buy 1 house, and families can buy 2 houses.
What are the procedures for buying a house in Beijing in 2022?
1, you need to make an appointment in advance to buy a house, and you need to confirm the property in the sales office-fill in the personal purchase information-sign a deposit contract-both parties sign and seal-the buyer pays the deposit and keeps the receipt. Note that this step is a down payment, not a down payment. There is no clear definition of deposit in law, which generally refers to prepayment of house payment, and there is no compensation for breach of contract.
2. When signing the contract, you must hold the deposit receipt, relevant documents, personal seal, household registration book and income certificate. The specific steps are to sign the Commercial House Purchase Contract within the time limit stipulated in the down payment contract-both parties negotiate the contract-both parties sign and seal it-and the buyer pays the down payment for preservation.
The above is the content of Beijing's first home down payment New Deal 2023. I hope I can help you and answer your questions.
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