1. The borrower knows whether the loan price adjustment meets the loan conditions;
2. Apply for a loan from Rizhao local loan bank when no one can apply for a loan;
3. Rizhao accepts the application of the bank to review the borrower;
4. After accepting the application, the borrower and the borrower sign a loan agreement;
5. After the signing of this agreement, the borrower goes through the mortgage registration formalities;
6. After the formalities are completed, the borrower can wait for the loan to be issued.
In addition, before applying for a second-hand housing loan, the borrower must consult in detail in advance to confirm whether the second-hand housing meets the conditions for applying for a loan before making a loan.