In China, no matter which insurance company buys critical illness insurance, the definitions of these 25 major diseases are the same.
The 25 major diseases are: 1, malignant tumor; 2. Acute myocardial infarction; 3. Sequela of cerebral apoplexy; 4, important organ transplantation or hematopoietic stem cell transplantation; 5. End-stage renal disease (or uremia stage of chronic renal failure); 6. Coronary artery bypass grafting (or coronary artery bypass grafting); 7. Multi-limb loss; 8. Acute or subacute severe hepatitis; 9. Benign brain tumor; 10, encephalitis sequela or sequelae of meningitis; 1 1, decompensated stage of chronic liver failure; 12, deep coma; 13, loss of language ability; 14, blindness in both eyes; 15, binaural deafness; 16, paralyzed; 17, heart valve surgery; 18, severe Alzheimer's disease; 19, severe Parkinson's disease; 20. Severe brain injury; 2 1, severe motor neuron disease; 22. Severe primary pulmonary hypertension; 23. Severe third-degree burns; 24, severe aplastic anemia; 25, aortic surgery.
These 25 kinds of serious diseases covered 98% of the compensated cases, the other 80 kinds and 100 kinds increased, and the actual incidence increased by less than 5%.
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