Is the intermediary mortgage reliable?

Intermediary housing mortgage loan costs more \x0d\ intermediary companies can make a lot of profits in handling housing mortgage loans. Generally speaking, they charge 3% of the housing loan as a handling fee. If the loan is 6.5438+0.5 million yuan, then the handling fee is 45 thousand yuan. In addition, the loan interest rate will be different according to the loan term and the situation of different banks, and the difference is still relatively large. The longer the general life expectancy, the lower the interest rate. Most intermediary companies, mortgage interest rates, will rise by about 20%-30%. However, the cost of housing mortgage loans through intermediaries is still much lower than that of private lending. \x0d\ mortgage or pawn? Beware of the concept being stolen by the intermediary \x0d\ find the intermediary to handle the mortgage loan. If you trust the intermediary too much, submit personal identity documents, household registration books, and entrusted notarization. For intermediaries, intermediaries may use these materials to turn mortgage loans into standard for houses! The lender didn't know the house was pawned until he received a dunning call from the pawnshop. Moreover, the general redemption period is three to six months, which is a quick short-term financing behavior. \x0d\ Remind everyone that it is best for ordinary property buyers not to chip in to buy a house through mortgage loans. Because the mortgage procedures are relatively complicated and the interest rate is relatively high, the pressure on buyers is still great. In addition, you must find a formal intermediary to get a loan from the bank for mortgage loans, and don't hand over the real estate license and ID card easily.