Beijing Jieyue United Information Consulting Service Co., Ltd. has the following fraudulent violations:
1. Disengage from bank supervision: The platform terminated the contract with Ping An Bank, the depository bank, on 20 1 1.9. In July, 2020, Wang Xiaoting, a shareholder of the platform, said at the staff morning meeting that the depository bank would move from Hang Cheng to Beijing, from 201.65438+.
2. Private deduction: From June 5438+ 10, 2020, under the supervision of Ping An Bank, Jieyue United Customer Service privately talked about the borrower's repayment to Jieyue APP account or personal account through payment methods such as Alipay QR code scanning. After the borrower repays to Jieyue's personal account, the payee displays Xingping clothing, Yati clothing, Langpai clothing or beauty shop or flower shop.
3. Suspected of self-financing: In the lender's contract, some borrowers show car rental companies such as Beijing Jieyi, Anshun Jietai and Shandong Jietai. After investigation, Jingjieyi, Anshun Jietai, Shandong Jietai and other car rental companies are all wholly-owned investment companies of Zhongjie Puhui, and Ma Xiaojun is the major shareholder and director of Zhongjie Puhui and the actual controller of Jieyue Union. That is to say, Zhong Jie Puhui, represented by Ma Xiaojun, did not lend all the money of the lender's forward financial services to the borrower by using the associated forward financial service platform, but delivered it to his own enterprise peanut truck for financing through various channels.
Legal basis: Article 266 of the Criminal Law of People's Republic of China (PRC) defrauds public or private property, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.