1, counter channel:
(1) Ordinary remittance: generally, it arrives within 24 hours, and the specific arrival time depends on the accuracy of remittance information and the business processing efficiency of remittance bank. If it is a holiday remittance and the money has not been received for more than 24 hours, it is recommended to check the payment (receipt or return) on the next working day; Large-sum ordinary remittances of more than RMB 654.38+00,000 are generally received 24 hours on working days, and will be postponed to working days in case of holidays.
(2) Real-time remittance: the arrival time is real-time.
(3) Delayed remittance: The remittance amount is less than 50,000 yuan (inclusive), which is generally remitted after 24 hours, and the arrival time varies with the receiving bank.
2. Personal online banking and mobile banking handle domestic inter-bank transfer:
(1) Real-time transfer (≤ 1 10,000 yuan): it can be received in real time.
(2) ordinary transfer (< 50,000 yuan): it can be received within 2 hours; Ordinary transfer (≥ 50,000 yuan): real-time receipt during working hours; After working hours, you can choose to make an appointment and postpone it to the next working day.
The actual arrival time of inter-bank transfer is subject to the handling of the People's Bank of China and the receiving bank. If the People's Bank of China fails to handle the above-mentioned business during the upgrade, maintenance or shutdown, the arrival time will be postponed.
3.ATM channel: China Bank debit card transfers money from the same bank account through China Bank ATM, or transfers money through China Bank/other bank ATM interbank debit cards/accounts (including different names with the same name), which will be delayed for 24 hours.
If the funds are not received within the above transfer time limit, please call the customer service hotline of China Bank at 95566 for enquiry.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.