As the proof of housing property rights, real estate license can be used to apply for housing mortgage loan, but it is not allowed to apply for housing mortgage loan only by providing real estate license. When applying for real estate mortgage loans from banks and other lending institutions, you should prepare the corresponding application materials, such as ID card, household registration book, marriage certificate and other personal identification materials, real estate license, personal running water (salary running water or other personal running water), work certificate and other proof of repayment ability.
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Housing permit (real estate permit) refers to the certificate that the buyer obtains the legal ownership of the house through the transaction and can exercise the right of possession, use, income and disposal of the purchased house according to law. That is, the "House Ownership Certificate" is the legal certificate for the state to protect the ownership of houses according to law. Proof that the owner manages and uses his own house. Property ownership certificate includes house ownership certificate and house ownership certificate. Generally speaking, the real estate license is the abbreviation of the house ownership certificate, which is a written certificate issued by the real estate registration authority to prove the ownership of the house. According to China's current housing ownership registration system, housing registration is a legal way to publicize the ownership of urban housing rights. 20 1 1 In late August, the tax authorities said that if the property was added, the deed tax would be levied at half of the house price. 20 13 In April, Beijing Municipal Commission of Housing and Urban-Rural Development stated that in order to prevent false sales and ensure the safety of housing transactions, the house ownership certificate obtained by Beijing buyers will be given a password free of charge, and the password must be provided if the house needs to be registered for transfer, change or mortgage. It is expected to be implemented in the second half of 20 13.