Where can foreigners in Tongxiang borrow usury?

Hangzhou commercial loan. Tongxiang foreigners have a stable income or business in Hangzhou, and they can borrow usury when they operate loans in Hangzhou. Usury refers to private lending that requires extremely high interest. The interest rate is usually determined by the borrower and the lender through consultation, but the interest rate determined through consultation between the two parties shall not exceed 4 times the interest rate of financial institutions at the same period and the same grade announced by the People's Bank of China.