Send you a flow chart of p
Send you a flow chart of provident fund loan.
About loan conditions: first of all, you should have a personal provident fund account, and the unit should pay the provident fund for you in full and on time; Second, the purchased property supports provident fund loans, and some developers will lie that they do not support provident fund loans because of their interests with banks.
Loan amount: provident fund loan for the first apartment in the urban area, the maximum loan price of commercial housing is 70%, the second-hand housing is 60%, and the second loan is 50%. The specific loan amount is determined according to the comprehensive examination and approval of income, provident fund deposit, house price, age and loan term.
The national provident fund loan interest rate is 4.50%.
For other questions, you can log on to Xuzhou Housing Provident Fund Network.
The URL is shown in the above picture.