Because this model is closer to the current account than other wealth management products, the redemption time naturally has incomparable advantages over other products. When you need money, you can withdraw it directly from the ATM, without having to exchange it like the traditional goods base. This card can be used not only for quick cash withdrawal, but also for credit card consumption.
However, CITIC Bank's daily advance amount of salary and bonus will fluctuate with the change of fund size, and the maximum advance amount is 10% of the fund size. In other words, if the size of a daily salary Jinbao Monetary Fund is 500 million yuan, then the maximum amount of quick cash withdrawal on that day is 50 million yuan.
At this time, we should pay special attention again. Don't think that 50 million can be taken casually. According to the regulations, the maximum withdrawal amount of a single account per day is 500,000 yuan. Moreover, when 100 people take all 50 million yuan, even if 1 0/people only take1yuan, they will be told that the balance is insufficient or the transaction fails.
Extended information CITIC Bank can choose its own salary pot products when signing the contract, and only one monetary fund can be signed under each bank account. Moreover, the wage pot, automatic notice deposit, wealth management package and deposit and loan treasure are mutually exclusive and cannot be signed at the same time. ?
When changing the contracted fund, it is necessary to cancel the original contracted fund products and redeem them all. After all the redemption money of the original contracted fund products reaches the bank account, the original contract will be automatically terminated before a new contract can be signed. After the customer initiates the termination of the contract, before the new contract takes effect, it is not allowed to initiate any purchase or redemption operation. ?
When the customer initiates the "salary pot" termination operation before the opening day of 15:00, the system will automatically initiate the full redemption of the original contracted fund products, and it takes T+ 1 to T+3 days to terminate the transaction (generally T+ 1, depending on the fund company). If the customer cancels the contract after the opening of the market at 15:00, our system will consider the customer's application for cancellation on the next trading day.
CITIC Bank-How to Redeem CITIC Salary Pot