Advantages: Germany and Italy will change most links such as approval and signing from offline to online. After the "second batch", electronic signing further shortened the whole business process.
Disadvantages: the loan interest rate is high, and the repayment interest rate is higher than other methods.
Deyi Car Finance was established in April, 2065438+2008. Adhering to the business philosophy of being virtuous and easy to operate, Deyi Car Finance is committed to providing convenient car loan products, auto insurance and other supporting value-added services for used and new car consumers. Just over a year after its establishment, German and Italian cars have gained a large number of "die-hard users". In September, the loan volume of Deyi Car increased by 35. 14% month-on-month and 33.4 1% year-on-year. The cumulative loan volume in the third quarter increased by 55% compared with the second quarter, and the markets all over the country generally achieved growth. The momentum is not strong. The reason is that German and Italian cars have been committed to meeting the needs of users and providing quality experience.
First of all, German-Italian car has a professional and efficient direct sales team covering all major cities in the country, helping consumers choose product combinations that meet their needs and personalities face to face. Secondly, Deyiche has a complete financial technology system-Fintech system, which provides complete support for the whole process before, during and after lending, including anti-fraud before lending, risk control invisibility, risk warning during lending, GPS electronic fence, loss repair after lending, contact map/network, etc. Finally, the German-Italian car has achieved batch production in stages! It has created a good shopping experience for car dealers and consumers to get the initial evaluation results in 30 minutes and lend money to pick up the car on the same day.
With the rapid development of the auto finance industry, there have also been some industry chaos, and some lawless elements have begun to take risks and seek ill-gotten gains. Deyiche expressed heartfelt thanks to the judicial organs in Lanzhou for their efforts to crack down on crimes according to law, and also reminded consumers that it is necessary to find a formal lending institution to handle second-hand car loans. Before signing the contract, you should read the liability clause carefully, and don't believe in the scams such as "benefit fee", so-called "zero down payment" and "no repayment" promised by the black intermediary. When they are cheated, please contact the relevant platform staff in time to avoid further losses. In order to build a healthy and good automobile financial market environment, Deyiche will constantly optimize its internal management norms and strictly control its own business behavior; At the same time, it will strengthen communication and cooperation with the police, constantly cooperate with the local police to crack down on illegal and criminal acts, eliminate the "cancer" of the industry, and maintain the economic order of the auto finance market.