1. The maximum loan limit of Nanning Provident Fund is 600,000. For unmarried single employees who have paid the housing accumulation fund 1.500 yuan or above every month, the maximum loan amount will be relaxed to 500,000 yuan; (2) If both husband and wife deposit housing provident fund in the center, and the sum of their monthly housing provident fund deposits exceeds 2,000 yuan (inclusive), the maximum loan amount will be relaxed to 600,000 yuan. 2. Nanning housing provident fund loan interest rate The annual interest rate of loans for less than five years is 4.00%, and the annual interest rate of loans for more than five years is 4.50%.
2. The balance of my provident fund is 6,543,800 yuan+0,000 yuan. How much can I borrow to buy a house?
According to the latest regulations, the maximum loan amount of provident fund is 400,000! The amount shared by husband and wife is 600 thousand!
3. How to calculate the loan amount of Nanning Provident Fund?
The maximum amount of the first housing provident fund loan in Nanning from May 1 is 800,000 yuan. Nanning Housing Provident Fund Management Committee shows that the maximum amount of housing provident fund loans is adjusted as follows: the maximum amount of the first housing provident fund loan is 800,000 yuan, and the maximum amount of the second housing provident fund loan is 700,000 yuan. 1. Benefits of provident fund transfer: 1. It is more convenient for employees to handle business in the nearest housing provident fund management center, which avoids employees running back and forth between the transfer place and the transfer place. 2. The transfer service has short processing time and high efficiency. After accepting the employee's application, handle the transfer of housing provident fund account information and funds for employees through the platform and the transfer-out provident fund center, and inform the employees of the transfer results at the first time. 3. Standardizing the transfer of housing provident fund in different places, ensuring the accurate information and safe funds of employees' housing provident fund accounts in the process of transfer in different places, is conducive to continuously calculating the payment period of employees' housing provident fund, and supports the employees who have paid housing provident fund to use it in different places, thus effectively protecting the legitimate rights and interests of employees who have paid it. 2. Housing accumulation fund transfer conditions: 1. The applicant and the applicant's spouse have good personal credit and no bad records in the personal credit information system of the People's Bank of China; 2. The applicant's original commercial housing loan must be an "individual housing loan", which is judged according to the original commercial housing loan contract; 3, to the housing provident fund management center to fill in the "provident fund transfer loan consultation record", to verify whether it meets the conditions; 4. After the applicant confirms and completes the above matters, he will pay off the original commercial personal housing loan with self-raised funds and apply to the housing provident fund management center for transfer of provident fund loans within one month. Legal basis: Article 13 of the Regulations on the Management of Housing Provident Fund, the housing provident fund management center shall set up a special account for housing provident fund in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.
4. What is the loan amount of Nanning housing provident fund and how to check it?
The calculation of specific provident fund loan amount should be determined according to four conditions: repayment ability, the percentage of provident fund loan to house price, the balance of housing provident fund account and the maximum loan limit, and the minimum value calculated by the four conditions is the highest borrower.