1, choose a real estate (focus on whether the developer's five certificates are complete);
2. Choose a house, pay a deposit and sign a commodity reservation agreement at the same time;
3. Pay the down payment according to the agreed time and sign the commercial housing sales contract;
4. To apply for bank mortgage, you need to obtain the following documents: ID card and its photocopy, household registration book and its photocopy, income certificate (stamped with the official seal of the unit), proof of the above spouses such as marriage, marriage certificate, copy of down payment for house purchase, and house purchase contract;
5. Lend money after approval by the bank;
6. Pay housing maintenance fund and deed tax;
8. Apply for real estate license and land certificate (or property right certificate);
9. When handing over the house, you should receive the residential instruction manual and the residential quality guarantee. At the same time, it depends on whether the facilities in the house are consistent with the agreement when purchasing. If it is inconsistent, you can refuse to sign the house handover book;
10. Confirm the property service contract with the property management company, pay the property fee and go through the check-in formalities.