It's true this time. Well done in Hangzhou.
65438+1At 8: 00 am on October 27th, Hangzhou issued a new property market policy, which made it clear that:
1. I bought 1 set less than five years after I settled in Hangzhou, and gave it to others for three years before I could buy a house, which was included in the purchase restriction.
2. The winning rate is less than or equal to 10%, and the sale is restricted within 5 years from the date of the real estate license. Commercial housing that has been identified as hot housing and has no priority to purchase houses shall be restricted within 5 years from the date of the real estate license.
3, the second-hand housing VAT exemption period, from 2 years to 5 years.
4. If there is no self-owned housing record within the scope of purchase restriction in Hangzhou for 3 years, it can be considered as a houseless household.
From today, if high-level talents transfer their houses within the scope of purchase restriction, they need to own their own houses for three years. (Note: For example, I am a talented person. I sold all the houses under my name yesterday, and it won't be affected. )
Comments on Cheng Lixin's Administration
1, a set of purchase restrictions that have been settled for less than 5 years almost means that the purchasing power of existing ordinary buyers has been reduced by half, which must be the result of big data. Only in this way can the heat drop significantly.
2. Unlimited gift to buy a house and divorce to buy a house. The original two great feats were cancelled, and the combined package of 1 set was purchased less than five years after the settlement, which almost blocked all the ways for ordinary rich people to buy a house.
3. It is a relatively flexible and fair policy to restrict sales and expand its scope. Basically, it can be said that the super red market has a probability of being restricted for five years, and investing in real estate speculators will be in a dilemma. When the new house is restricted for five years, the investment demand will be squeezed into the second-hand market. According to statistics, 50 pre-sale certificates have been issued in 2002 1 year and before today1month, which is lower than the winning rate of 10%.
However, the expansion of restricted sales has brought a side effect, further reducing the second-hand supply in the next five years. Why was the future science and technology city so hot last year? Why did the sudden high temperature in Shanghai trigger two degrees of regulation? Why are housing prices rising in Shenzhen? In the final analysis, it is because of insufficient supply. Part of the expected second-hand supply has been eliminated. As a result, the owners of the future Science and Technology City will lock their warehouses, the owners of Shanghai Inner Ring will lock their warehouses, and all the owners in Shenzhen will lock their warehouses. After locking, it is easy to get pricing power in the endless second-hand housing market.
5, closed a few back doors, but opened a window facing south to praise the housing safety in Hangzhou! One more item has been added to the identification of houseless households: first, they are single and over 30 years old; Second, there is no self-owned housing under the name of 3 years after divorce; The third is to transfer the self-owned house under the name for 3 years. I haven't had a house for three years. How many investors will wait three years? This policy makes it reasonable and fair for families with real needs to give priority to buying and improving their lives.
6. Changing the value-added tax from 2 to 5 will not only contribute a little more tax, but also raise the cost of second-hand houses invisibly. From another perspective, it also raises the real transaction price of second-hand houses. If the market is still expected to go up, it may not be a good thing. I'm afraid the second-hand housing market will hit a new high. Of course, once the expectation goes down, this policy will show lethality.
7. Blocked the gap of talent divorce, but still retained the strong purchasing power of foreign talents. In fact, it is to let people who have not bought it come and buy it quickly. If you have already bought it, don't eat it alone, save some for others. Let the national talents have a suite in Hangzhou, or it is evidence of "accelerating Hangzhou to a new line".
8. If the winning rate exceeds 10%, buyers and developers will rack their brains to fight together. How to control it is just not within 65,438+00%, which is a technical job. Friends who just need and improve rigidity, rush in hard, and the opportunity comes.
9. Generally speaking, the "Hangzhou Five" New Deal has temporarily withdrawn from many people who have repeatedly made profits before, giving the rest a higher probability of winning, which can calm the resentment in most people's hearts. But knowledge is power and knowledge is wealth, which still makes sense-waiting for talents from all over the country to further flock to Hangzhou.
10, Hangzhou fever. On the surface, it's because it's upside down. In fact, the city is taking off. People all over the country want to allocate a high-quality asset in a high-quality city like Hangzhou. Just like Hangzhou people should also want to have a suite in Beijing and Shanghai. Most of the people I know who rush in from other places to buy houses are directly used. Therefore, most of the purchasing power stuck in the New Deal will still be slowly released. Hangzhou is becoming more and more difficult to buy, which means that the resources of this city are becoming more and more scarce. Just like Shanghai and Beijing, the windows in the window period are closing, so we should seize the opportunity.
Full text of the new deal
In order to conscientiously implement the decision-making arrangements of the CPC Central Committee and the State Council, and adhere to the positioning that "houses are for living, not for speculation", today, the Office of the Leading Group for the Steady and Healthy Development of the Hangzhou Real Estate Market issued the Notice on Further Strengthening the Regulation of the Real Estate Market (hereinafter referred to as the Notice), which further strengthened the regulation from the aspects of housing purchase restriction, housing sales restriction, tax adjustment, identification standards for families without houses, and preferential policies for high-level talents to purchase houses.
The "Notice" further strengthens the housing purchase restriction. First, it is stipulated that if you have settled in this city for less than 5 years, you will purchase 1 house within the scope of purchase restriction in this city; Second, it is stipulated that if the house within the scope of the city's purchase restriction is donated to others, the donor must be at least three years old before purchasing the house within the scope of the purchase restriction, and the recipient's family must comply with the city's housing purchase restriction policy (excluding bequests).
The "Notice" further strengthens the restrictions on the sale of housing, stipulating that within the scope of the city's purchase restrictions, if the winning rate of the public sale of new commercial housing projects is less than or equal to 10%, it shall not be transferred within 5 years from the date of obtaining the certificate of immovable property rights. Give priority to hot commodity housing projects that meet the housing needs of families without housing. The commodity housing obtained by the purchaser in the form of priority purchase shall not be transferred within 5 years from the date of obtaining the certificate of immovable property rights.
The "Notice" further strengthens tax control and clarifies that within the scope of purchase restriction in this Municipality, the period of exemption from value-added tax for individual housing transfer is adjusted from 2 years to 5 years.
The Notice has adjusted the identification standard of "families without houses" determined in the Notice on Public Sale of Commercial Houses with Notary Lottery, which came into effect on April 4, 20 18, and added a new category of families without houses: those who transfer their houses within the city's purchase restriction range after April 4, 20 18, and have no records of their own houses within the city's purchase restriction range for three years, can be identified as such.
The "Notice" also improved the policy of giving priority to the purchase of houses by high-level talents. It is clear that from the date of promulgation of the Notice, if high-level talents transfer the housing within the scope of the city's purchase restriction, they must have no record of their own housing within the scope of the city's purchase restriction for three years before they can enjoy the priority of buying houses by high-level talents.
This notice shall come into force as of the date of promulgation. If the original policy is inconsistent with it, the notice shall prevail.
202 1 main regulation of domestic property market
Shanghai 1
65438+10.21,Shanghai released the new property market policy, with three core focuses:
First, it is forbidden to buy a house by false divorce. If a husband and wife buy commercial housing within three years after divorce, the number of houses they own shall be calculated according to the total number of families before divorce.
The second is to increase the value-added tax and increase the period of exemption from value-added tax for individual housing sales from 2 years to 5 years.
Third, families without housing give priority to buying a house.
65438+1On October 25th, Shanghai officially included the auction house in the scope of purchase restriction.
2. Shenzhen
65438+ 10/9, Shenzhen patched last year 7 15 New Deal:
Further clarify the "7 15 New Deal" in-transit transactions, high-level talent purchase conditions, household housing registration and other issues, and plug the "fake divorce" loophole in house purchase.
65438+1On the evening of October 23rd, Shenzhen Housing and Urban-Rural Development Bureau issued the Notice, proposing eight measures, including:
Strengthen the registration management of purchase intention, and strictly examine the income certificate, credit report, source of purchase money and qualification information of bank statement of the purchaser. And suspend the use of the online signing system for 3 years in violation of regulations.
3. Nanjing
65438+1October 15, Nanjing tightens the threshold for talents to buy houses:
Previously, qualified people could buy a house in Nanjing as long as they had 1 month social security or personal tax records. After the New Deal, the master's social security will be at least 6 months, and the undergraduate social security will be at least 12 months to enjoy talent purchase.
4. Hefei
65438+February 3 1, Hefei announced "Supplementary Social Security Tightening":
In the verification of house purchase qualification, the overdue personal income tax or social security payment certificate will not be recognized.
65438+1 October1,Hefei Housing Security and Real Estate Administration issued a voice:
In view of the current real estate market situation, the municipal housing security and real estate management bureau is strengthening overall research and making good policy reserves.
On October 5th, 65438/kloc-0, Hefei announced the ban on "fake divorce";
If a husband and wife buy commercial housing within 2 years after divorce, the number of housing units owned by them shall be calculated according to the number of housing units owned by the family in the urban area of this city before divorce.
65438+1On October 22nd, Hefei announced to crack down on illegal activities such as price gouging.
Review of Hangzhou property market regulation in 2020
1.On July 2, 2020, Hangzhou issued the Notice on Further Defining the Relevant Requirements for Public Sale Notarization of Commercial Housing, which clearly stated-
New commercial housing purchased by high-level talented families in this city who have priority in purchasing houses shall not be listed and traded within 5 years from the date of signing the housing network.
Households whose household registration is within the scope of non-restricted purchase in this Municipality must meet the original requirements, and at the same time meet the requirements of continuously paying urban social insurance or personal income tax 12 months within the scope of restricted purchase in this Municipality from one year before the date of purchase.
The housing guarantee ratio of newly-built commercial housing projects with an average price of less than 35,000 yuan/square meter for "families without houses" is generally not less than 50%.
A family buying a house can only participate in the registration of purchase intention of a new commodity housing project at the same time.
2. On September 4, 2020, Hangzhou issued the Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market, Further Stabilizing the Market and Suppressing Speculative Demand;
The deed tax can only be paid if the newly-built commercial housing is purchased within the city.
Parents who rely on adult children to settle down in this city must be at least 3 years old before they can buy new commercial housing and second-hand housing within the scope of purchase restriction in this city as independent families.
Buyers who are unmarried and single over 30 years of age and have no records of their own houses within the scope of this Municipality's purchase restriction and those who have been divorced and single for three years and have no records of their own houses within the scope of this Municipality's purchase restriction can be identified as families without houses.
For hot commodity housing projects, the housing tilt ratio reaches 80%. Houses acquired by families without houses through preemptive purchase shall not be listed and traded within 5 years from the date of online signing and filing of sales contracts.