Credit investigation refers to collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management activities.
Credit investigation is an activity that a professional and independent third-party organization establishes credit files for individuals or enterprises, collects and objectively records their credit information according to law, and provides credit information services to the outside world according to law. It provides a platform for professional credit reporting agencies to enjoy credit reporting.
Public rental housing generally refers to public rental housing. Public rental housing refers to the affordable housing provided by the state with policy support, limited construction standards and rent levels, for families with housing difficulties with lower-middle income in cities and towns, newly employed workers without housing and migrant workers with stable employment in cities and towns that meet the prescribed conditions.
Public rental housing is not owned by individuals, but by the government or institutions. Rent it to new employees at a price lower than the market price or affordable by the lessee, including some newly graduated college students, as well as some retirees and disabled people. There are also some groups who have migrated from other places to work in cities.
Article 7 An application for public rental housing shall meet the following conditions:
(a) there is no room in the local area or the housing area is lower than the prescribed standard;
(two) the income and property are lower than the prescribed standards;
(3) If the applicant is a migrant worker, he has been employed stably in the local area for a specified number of years.
The specific conditions shall be determined by the housing security department of the municipality directly under the central government and the people's governments at the city and county levels according to the actual situation in the region, and shall be implemented and announced to the public after being approved by the people's governments at the corresponding levels.
Article 8 An applicant shall submit application materials in accordance with the provisions of the housing security department of the people's government at the city or county level, and be responsible for the authenticity of the application materials. The applicant shall agree in writing to the competent department of housing security of the people's government at the city or county level to verify the application information.
If the application materials submitted by the applicant are complete, the housing security department of the people's government at the city or county level shall accept it and issue a written certificate to the applicant; If the application materials are incomplete, the applicant shall be informed in writing of the materials that need to be supplemented at one time.
In development zones and parks, employers may, on behalf of their employees, apply for the centralized construction of public rental housing for employers or employees in parks.