The legal department is basically the department that handles related affairs, especially the legal department of the bank. Basically being transferred to the legal department means that there is a real possibility of being sued. So it is generally believed that the other party said that it was transferred to the legal department. Of course, when faced with these things, everyone will definitely worry, but don't worry so much. In fact, it is normal to be sued within the time limit. After all, the other party wants to recover the debt by any means.