What does Nanjing bank's new dream land do and how to use it?

Xinmengxiang is a credit loan product launched by Nanjing Bank. It is a financial APP, which is different from the previous traditional loans. You don't need to go to the outlets to apply, and you don't need to submit paper materials. You can apply in always online, and the loan can be released within 30 minutes at the earliest.

However, it has regional restrictions. At present, only Nanjing, Wuxi, Suzhou, Nantong, Taizhou, Yangzhou, Shanghai, Hangzhou, Changzhou, Beijing and Xuzhou can apply. Moreover, it only supports the binding of debit cards in my name, and it is not allowed to bind cards of other banks. However, when applying, you can bind other banks and authenticate your identity through their cards.

Extended data:

Function introduction: 1, application form: with ID card, online processing, brushing face to take places, no paper materials needed. 2. It takes up to 5 minutes from the application to the loan, and the cash is received. 3. If you borrow it, you will pay it back, the principal and interest will remain unchanged, and there is no handling fee for early repayment. 4. The line can be recycled, and no interest will be charged if it is not used.

Repayment method: Xin Mengxiang can complete the signing and other operations online. If repayment is made, you can inquire about the amount and number of repayment periods through customer service telephones such as 96400 (Jiangsu) or 4008896400 (nationwide). Repayment can be made online after inquiry. Under normal circumstances, you can apply for early repayment after 6 months of repayment, but you need to pay liquidated damages.

References:

Baidu Encyclopedia-New Dream Consumer Loan