If the cardholder or guarantor's personal information is updated, his mailing address or occupation changes, he shall promptly inform the bank in writing. According to Article 54 of the Measures for the Administration of Bank Card Business, the cardholder's obligation is that the applicant shall provide the issuing bank with authentic application materials and qualified guarantees in accordance with the regulations of the issuing bank. The cardholder shall abide by the articles of association of the issuing bank and the relevant provisions of the collection contract. If the address and occupation of the cardholder and guarantor change, they shall notify the bank in writing in time. The cardholder shall not refuse to pay the money owed to the bank because of a dispute with the merchant.
1. Requirements related to bank card business: When developing bank cards, commercial banks should sign acceptance contracts with merchants, and the acceptance contracts shall not contain exclusive clauses. If the treatment rate standard in the acceptance contract is lower than the standard stipulated in these Measures, it shall not be protected by law. The issuing bank has the right to review the credit status of the applicant, obtain the personal data of the applicant, decide whether to issue a card to the applicant, and decide the overdraft limit of the credit card holder. The establishment of China Postal Savings Bank is another major stage achievement of China's postal system reform and another important new achievement of financial system reform under the guidance of the national financial supervision department.
2. The establishment of China Postal Savings Bank will further promote the development of the banking industry in China and improve the banking system, accelerate the construction of a new socialist countryside in China, and support the national economic construction and the development of various social undertakings in China. After the establishment of China Postal Savings Bank, it will continue to rely on the postal network, according to the corporate governance structure and the management requirements of commercial banks, enrich business varieties, broaden marketing channels, improve service functions, and further devote itself to building a financial service network connecting urban and rural areas and covering the whole country; We are committed to building a modern bank with sufficient capital, strict internal control, safe operation and strong competitiveness, and make new contributions to building a harmonious socialist society.