My gold card of China Merchants Bank is about to expire. Can I exchange it for a Puka? How to operate?

Gold cards with VISA/MASTER logo cannot be downgraded and replaced with UnionPay ordinary cards or UnionPay IC cards. You can consider canceling your account and re-applying for an ordinary card. This situation cannot be transferred to the old gold card because the gold card has been cancelled.

The UnionPay gold card at the beginning of 6226 can be downgraded to an ordinary card. The card owner needs to bring the account opening certificate and the old card to any outlet in the account opening place to apply for card replacement, and cannot act as an agent. After the downgrade, the original card information is transplanted to the new card, and the new card undertakes the account information and various functions of the original card.

Can not undertake the following functions: third-party depository business, bank insurance, bank-merchant transfer, professional payment plan business. Under normal circumstances, the transfer to the old card can be carried out on the new card, but it is recommended to use the new card number to handle related business in the future.