Risk 1: failure to pay or missed payment.
Do you know the daily workload of an enterprise HR? Social insurance new employee declaration form, social insurance employee reduction declaration form, insured person basic information change application form, social insurance personal information registration form, and employee continuous length of service are regarded as payment period approval forms. If there is any mistake, the enterprise will bear legal responsibility! Therefore, HR is under great pressure, and all operations will be carried out in strict accordance with the roster of enterprise employees, and outsiders will call on it? Hehe, there is no contract and no labor relationship. This is just a superficial help. No one has the obligation to ensure your successful insurance, especially small businesses. It's not unusual to miss one or two. If you pay off, nobody will be responsible for you.
Risk 2: Maternity allowance cannot be reimbursed.
For many women, maternity insurance is a great social security benefit, including outpatient expenses/hospitalization expenses/maternity allowance, which is equivalent to giving birth to a child for free. However, just knowing the welfare policy, do you know how many procedures are needed to handle these reimbursement? In addition to your certificates and payment documents, the employer also needs to submit various materials ~, such as social insurance registration form, such as the increase or decrease of employees participating in basic pension/work injury/maternity insurance, such as the summary of basic pension/work injury/maternity insurance declaration for enterprise employees, and so on. Above all, the HR of the affiliated unit has no obligation to run errands for you. After all, you didn't pay him, did you Suppose HR helps you with the above procedures, then the maternity allowance will be directly credited to the enterprise account, and then the question comes again-will this enterprise give you the maternity allowance in full? If you meet a company with strict financial approval, you won't get this allowance.
Risk 3: the legal risk of the enterprise.
Social security belongs to a friend's company. Did you succeed? This is for a friend's company. In case of work-related injury, the amount the enterprise has to bear far exceeds the money you pay him. In case you have to give birth to a baby for reimbursement, the allowance given by the company may be much higher than the money you pay him. In case you ask the enterprise to undertake the employment relationship and pay the salary, the enterprise can only take you. If you sincerely guarantee that the above situation will not happen, the enterprise may still face huge fines, because it is illegal to pay social insurance to non-employees of the enterprise.
Risk 4: Business failure
In this era of fierce competition, countless large, medium and small enterprises close down every day. In case of bad luck, the company you are looking for goes bankrupt. Who will pay for your social security?
1) No labor contract;
2) No labor relations;
3) Without legal agreement, once an enterprise has an accident, the social security fee cannot be recovered, and there is no way to protect rights.