Regular institutions such as ordinary banks will not accept your mobile phone. If it is a loan from Chengdu Juxin, you still need to be cautious, which is generally illegal.
Face-to-face loan operation user's mobile phone, mainly through the mobile phone to verify whether the application materials are true, directly understand whether the user has non-performing loans or other overdue loans. In fact, this is an invasion of privacy, so the customer service staff will not directly explain it during the interview.