2065438+On March 26th, 2007, Beijing requested to purchase in the name of the company for commercial projects. For buying a house in the name of a company, I will briefly introduce it.
Problems that should be paid attention to when the company buys a house in name;
1. Companies are divided into companies registered in China and companies registered abroad. Companies registered in China are not restricted in the type and quantity of houses they buy. Companies registered abroad cannot buy houses in Beijing. If they have an office in Beijing, they can buy a non-residential house in the name of the office.
2. The company can't buy commercial loans, but can only apply for mortgage after the real estate license is issued. The service life and interest rate are different from those of commercial loans;
3. The large amount of tax paid by the company to buy a house is 3% deed tax, and other handling fees are not high, but there is one thing that is different from that of individual purchases: the property tax is paid according to the purchase price of * 1.2%*0.8* year (it will be paid every year thereafter, and if it is not paid, it is required to be paid at the time of sale);
4. The house of company property rights can be transferred by means of equity transfer, without going through the trading center, but this is only the change of equity and actual controller. Suitable for this kind of transaction without other real estate and assets under the company name, otherwise it is unrealistic;
5. If the company's property right house wants to be changed into a personal name, it must be sold and registered from the trading center;
6. The real estate purchased in the name of the company is the company's assets and used by all shareholders of the company. The disposal of assets requires the consent and authorization of all shareholders or the resolution of the board of directors.
Benefits of buying a house in the name of the company:
1. If an individual purchases a property less than five years old and transfers it, he needs to pay 5.6% business tax and surcharges. However, if there is no price difference in the property held by the company, even if you buy a 2 million house today, if I sell it for 2 million tomorrow, you don't have to pay this business tax. You can buy it today and sell it tomorrow. Land value-added tax, enterprise income tax, because he has no profit, no money and no need to pay, which requires some financial knowledge. So when the company chooses to buy real estate, try to choose the transaction price to transfer it, that is, when you buy it, you can tell the other party that I want to transfer the transaction price and I will help you pay more taxes. When the house is transferred, there will be a high price difference and a high tax.
2. Although some newly established companies can't get bank loans for the time being when they buy real estate, we can find some guarantee companies to pay the full amount for some houses transferred by Hongben, and then mortgage the real estate to the bank to get some operating loans. In the country, the policy support for small and medium-sized enterprises is very strong, not only small and medium-sized enterprises, but also small and medium-sized enterprises. If it is a corporate loan with good commercial credit, it will be easier to obtain than a personal loan in the next 3-5 years. If the loan is tightened again in the future, the bank will not lend money, and it may be easier to get a bank loan by taking some company property as collateral than taking some personal property as collateral.
3. If there is only one property under the company's name and no other business is going on, for example, my company bought a house with a price of 654.38+0 million, and ten years later, the house rose to 654.38+0 million, which is quite different. What if I want to buy this house again? I can transfer the equity of this company, and only need to pay a little equity transfer tax for the sale of equity, thus avoiding some taxes on the transfer of this property with a large price difference, and land value-added tax and enterprise income tax can be avoided.