Transaction Process and Transaction Cost of Second-hand Housing in Jingmen City

First submission

The parties to the second-hand house transaction submit relevant materials and the real estate transaction center, the buyer fills in the Application for Real Estate Registration, and the seller fills in the property right of the house area in the Application for House Transfer.

Try it after the initial audit on the next page.

The map sent by the real estate trading center to the real estate surveying and mapping department draws the plan and cadastral map. If the initial trading center fails, return it to the applicant and explain the reasons for the failure.

The certificate of real estate ownership shall be accompanied by the cadastral map and floor plan of the house. These drawings confirm and demarcate the housing and its corresponding allocated land area, so they must be drawn by the real estate management and surveying and mapping departments and stamped with the official seal. When buying a house, you should also print your signature or seal on the drawings. Cadastral map and floor plan in duplicate, one for making the certificate of real estate ownership, and the other for keeping in the real estate registration agency.

The expenses incurred during the activities in Tu Tu and Zhang Kan expenses shall be paid by the buyer.

pay taxes

After the approval of the real estate management department, buyers can go through the formal property transfer procedures and pay various taxes and fees. Each party will pay specific transaction tax in the future.

audit

Property buyers pay taxes, second-hand housing transaction materials, identity certificates and tax payment certificates are sent to the real estate registration department for review.

Certificate and authentication system

If the registration authority passes the examination, it will issue a certificate of real estate ownership to the buyer. Property ownership certificate and stamp duty in 5 yuan, and the fees payable by the buyer.

It usually takes about 30 days from the application to the receipt of the real estate ownership certificate by the registered buyer. (Actually, it can't be so fast. )

You must prepare a lot of documents, and be sure to ask whether the welfare housing allocation unit has the priority to buy back, so as to avoid trouble.

Second-hand housing transactions need to pay the following fees:

Transaction formalities service fee: residential 6 yuan /m2 (half of the housing reform, affordable housing, affordable housing fee: 3 yuan /m2), non-residential 10 yuan /m2. The buyer and the seller each bear half.

Registration fee: 80 yuan/set of ordinary second-hand house, which shall be borne by the buyer.

Land revenue (received): 2% of the average transaction price of ordinary houses is used to collect the transfer fees for housing reform, affordable housing and housing projects. To be borne by the seller.

Document inspection fee: 50 yuan/box.

5. Deed tax: for ordinary houses for personal use (construction area? 654.38+0.44 million square meters, the plot ratio is above 654.38+0.2, and the transaction price is normal; The purchase price is 4290 yuan/square meter), the deed tax rate is halved and levied at 1.5%. The second-hand house purchased by residents due to demolition is equivalent to the compensation for demolition. If the transaction price exceeds the compensation for demolition, the deed tax shall be exempted. Buyers.

The stamp duty rate is 1%, and the fair transaction price of the transaction is levied, and both parties shall bear half of it.

Business tax and surcharge: your house is still the business tax transferred in less than two years, and you can't enjoy the business tax deduction from the preferential transfer income MINUS the original price of the house.

Personal income tax: there are two ways to buy a house without receiving five transactions: ① the tax rate is 20%, and the deed tax (transaction price-original house price-business tax-reasonable expenses) is levied on the income from the transfer of real estate; (2) Failure to provide the original purchase invoice price of 1%. To be borne by the seller.

Second-hand housing transactions provide you with the following general processes:

1) When both parties fill in the house transaction price, submission date and transfer time, they should first fill in JF-91-0/standard real estate sales agreement, and sign the names, addresses and telephone numbers of both parties on the third page of the contract, and affix their personal seals. Fill in Annex I on the last page of the house time and corresponding information (subject to the real estate license), sign and affix personal seal.

2) Applicants should fill in the names, ID numbers, mailing addresses, signatures and seals of all applicants applying for registration of private houses in Xi. Fill in the ownership of the house with the contents of the real estate license.

3) Fill in the Standard Approval Letter of Real Estate Transaction JF-9 1-04, fill in the information and real estate situation, and the parties shall sign and affix their personal seals. Remarks are listed on the front of the real estate transaction surface, when the transaction, the signatures of the buyer and the seller, according to the fingerprint.

4) The obligee or applicant shall go to the lobby on the fourth floor of Lumi No.93 Park and the real estate registration management center with the house ownership certificate and ID card, fill in the file search application and check the file, and then go to the household department in Room 506 on the fifth floor to receive the payment plan and transfer it, and then hold the inspection certificate with the information file of the house ownership certificate register;

5) All the above-mentioned private branches and Xi 'an Real Estate Trading Center on the first floor of Information HallNo. West Street 1 16 handle the real estate transfer formalities. When the obligee arrives at the scene, he and the applicant * * * fill in the inquiry record according to the handprint, sign and confirm the house ownership certificate, ID card and corresponding forms, and finally enter it into the computer to pay the house transaction fee and get the house ownership transfer registration business ticket. This kind of bill can receive the house ownership certificate after paying the deed tax and supervision fee within 20 working days.