It is estimated that what you usually hear more is nothing more than big brand insurance companies such as Ping An and Life Insurance, but you don't know much about Guohua Life Insurance. Here, I'd like to give you a brief introduction of this company.
1, company background
The full name of Guohua Life Insurance Co., Ltd. was established in June 2007 +0 1, with its headquarters in Shanghai and registered capital of 4.846 billion yuan. It has a history of more than ten years.
Since its establishment, Guohua Life Insurance has always maintained a good development trend, and established 18 provincial branches in Shanghai, Beijing, Tianjin, Henan and other provinces and cities. Its main products include life insurance, health insurance and accident insurance, which are favored by many customers. By the end of 20021,Guohua Life Insurance had total assets of 257.227 billion yuan and net assets of 30.325 billion yuan, which shows that its economic strength is very strong.
If you want to know more about Guohua Life Insurance, you can go to the following article for reference:
How about Guohua Life Insurance? Is it reliable? Tell you in one article!
2. Solvency
I believe that when buying insurance, everyone is worried that the insurance company will have no money to settle claims. At this time we only need to pay attention to its solvency.
According to the solvency disclosed by Guohua Life Insurance in the second quarter of 2022, its core solvency adequacy ratio is 123.30%, its comprehensive solvency adequacy ratio is 175.07%, and its comprehensive risk rating in the latest quarter is BBB.
It is not difficult to see that the three indicators of Guohua Life Insurance meet the requirements of the CBRC, so the strength of this company is trustworthy, and everyone can choose its products with confidence.
In fact, when evaluating an insurance company, we should not only look at the strength of the company, but also pay attention to the following contents:
What should we look at when we look at insurance companies?
Finally, senior sister wants to remind everyone that when we buy insurance, we should not only look at the insurance company, but also look at whether the coverage content is good or not and whether it meets our actual needs. If we buy an inappropriate product, we may not be able to give ourselves a strong protection when the risk really occurs.
However, different types of insurance are suitable for different people. I have prepared a detailed insurance strategy for you in advance. You can have a look:
There are so many types of insurance, which one should I buy first?
Hope to adopt!
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