Changsha second-hand house transaction taxes and fees
Second-hand housing transaction new deal, second-hand housing transaction tax. There are many taxes and fees to be traded, such as deed tax, stamp duty, transaction fee and so on.
First of all, the buyer should pay taxes.
1, deed tax: 65438+ 0.5% of the house price (13% for the area above 44 square meters, 1% for the area below 90 square meters, and it is the first suite).
2. Stamp duty: How to calculate the stamp duty of 0.05% of the house payment?
3. Transaction cost: 3 yuan/m2.
4. Surveying and mapping fee: 1.36 yuan /m2.
5. Ownership registration fee and evidence collection fee: Generally speaking, it is around 200 yuan.
Second, the seller has to pay taxes.
1, stamp duty: 0.05% of the house price.
2. Transaction cost: 3 yuan/m2.
3. Business tax: 5.5% of the total amount (if the real estate license is less than 5 years).
4. Personal income tax: 20% of the real estate transaction profit or 65438+ 0% of the house price (the only house can be exempted if the real estate license is over 5 years).
3 transfer of taxes and fees payable by commercial auction houses.
1, deed tax of 3% of the transaction price;
2. Handling fee: transaction fee of 5 yuan/_, registration fee of 550 yuan/set;
3. Stamp duty of 0.5 ‰ of the total transaction price;
4. Land value-added tax with a difference of 30%-60%;
5. 5.55% business tax and additional difference;
6. Personal income tax with a difference of 20%.
What is the transaction process of second-hand houses?
1. Buyer's consultation
The buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house, and requires the seller to provide legal documents, including house ownership certificates, identity documents and other documents.
Step 2 sign a contract
The seller provides the legal certificate of the house, and the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign the house purchase contract (or house purchase contract).
Step 3 handle the transfer
The buyer and the seller apply to the real estate transaction management department for review. After the buyer and the seller apply to the real estate management department, the management department shall examine the relevant documents, review the property rights, and grant the transfer procedures for the houses that meet the listing conditions. If there is no property right or some property rights without the written consent of other property rights, the application will be refused and the listing transaction will be prohibited.
Step 4 act
The real estate transaction management department shall, according to the property right status and the purchase object of the transaction house, report to the transaction department for approval step by step according to the approval authority set in advance, and both parties to the transaction may go through the formalities for signing the deed.
Step 5 pay taxes and fees
The composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example, the tax composition of commercial housing such as housing reform, rebuilding and demolition, and affordable housing is different.
6, the transfer of property rights transfer procedures.
After the real estate transaction management department completes the registration of property right change, both parties will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the notice of receiving the property ownership certificate.
7. Bank loans
For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit status, evaluate the house that both parties want to trade, and then approve the buyer's loan. After the two parties complete the registration change of property rights and the buyer obtains the house ownership certificate, the bank will issue a one-time loan.
8. Make a settlement to complete the transaction.
After the buyer obtains the ownership certificate of the house and pays off all the house price, and the seller delivers the house and pays off all the property fees, the sales contract of the second-hand house of both parties is fully fulfilled.
This article introduces all the knowledge about taxes and fees of second-hand housing transactions in Changsha, because the price of second-hand housing is relatively cheap now, attention should be paid to details when trading, and before buying second-hand housing, we must understand the process of second-hand housing transactions, because the crowd of second-hand housing transactions is more complicated and prone to disputes.