Single employees who rent commercial housing to withdraw housing provident fund, and employees who reach the legal retirement age to withdraw housing provident fund, can choose to handle it on the intelligent terminal equipment of the city's 1 12 Construction Bank outlets. I have compiled a guide for self-help withdrawal of Chengdu provident fund for you, hoping to help you!
How to deal with it?
Employees only need to bring their own CCB provident fund co-branded card or CCB savings card with provident fund withdrawal and settlement function, their valid ID card and mobile phone, and handle the rental and retirement withdrawal business at CCB intelligent terminal according to regulations. The list of CCB's smart terminal provident fund withdrawal business outlets and the handling guide of CCB's smart terminal provident fund withdrawal business can be inquired through the website of Chengdu Provident Fund Center or by calling the service hotline 12329.
At present, Chengdu Provident Fund Center is docking with other provident fund co-branded card cooperative banks, striving to launch more provident fund services in more intelligent terminals of bank outlets to meet the multi-level and diversified needs of paid employees.
China Construction Bank Intelligent Terminal Withdrawing Provident Fund Guidelines
Single employees who rent commercial housing and withdraw housing provident fund, and employees who reach the legal retirement age, can withdraw housing provident fund through the smart terminal equipment (STM) of each CCB outlet in the list of CCB smart terminal provident fund withdrawal business outlets.
1. Employees are required to bring:
(1) Employee's valid ID card.
(2) The employee's own CCB provident fund co-branded card or CCB savings card with provident fund withdrawal and settlement function (the card function is normal).
(3) Employees have their own mobile phones (used to sign service agreements at intelligent terminals).
2. Conditions for handling business:
(1) Basic conditions:
1. Employees shall handle it by themselves and shall not entrust others to handle it.
2. The employee has completed the interview.
(2) Conditions for interview of bank intelligent terminal:
1, no escrow account (escrow accounts added after 20 14 12 3 1 will not be affected).
2. The ID number of employees registered in Chengdu Provident Fund Center is 18 digits.
3. The account has not been frozen or restricted.
3. Business processing type:
(1) Extraction of commercial housing leased by single employees
1. If employees meet the following conditions, they can apply for withdrawing housing provident fund to pay the rental expenses through the intelligent terminal of CCB:
(1) The employee is single.
(2) The employee has paid the housing accumulation fund in full for 3 months.
(3) Employees have no self-owned housing in the administrative area of Chengdu, and have not handled other housing consumption extraction business.
(4) Employees renting commercial housing in the administrative area of Chengdu have gone through the lease registration and filing in the real estate management department where the leased housing is located, and the filing is within the validity period.
(5) In that year, the total number of times employees handled the rent extraction business through various means was less than 2 times.
2. Provisions on the annual withdrawal amount:
(1) shall not exceed the paid house rent, and the calculation method of the paid house rent of the leased commercial house is: the monthly rent of the filed house rent × the lease time at the time of application;
(2) No more than 50% of the employee's annual housing provident fund deposit;
(3) Do not exceed the withdrawal limit:
① If the leased house is located in Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district and Chengdu High-tech Zone, the annual cumulative withdrawal amount shall not exceed10.5 million;
② If the leased house is located in Tianfu New District, qingbaijiang district, Xindu District, Wenjiang District, Longquanyi District, Shuangliu District, Pidu District and Xinjin County, the annual cumulative withdrawal amount shall not exceed 1.2 million;
③ If the leased house is located in Dujiangyan City, jianyang city City, Pengzhou City, Qionglai City, chongzhou city City, Jintang County, Dayi County and Pujiang County, the annual cumulative withdrawal amount shall not exceed 9,600 yuan.
(2) Statutory retirement withdrawal business
1, the worker reaches the legal retirement age.
2. The unit has paid the housing provident fund in full and on time and sealed the employee provident fund account.
3. Withdrawal quota: Withdraw the principal and interest balance of the employee's individual housing provident fund account at one time, and cancel the individual account.
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