According to Article 40 of the Measures for the Administration of RMB Bank Settlement Accounts, if a unit pays more than RMB 50,000 from its bank settlement account to its personal bank settlement account, it shall provide the following payment basis to its bank:
1, collection list and payment agreement.
2. If the payment from the company's bank settlement account to the individual's bank settlement account is taxable, the withholding agent shall provide the tax payment certificate to the bank where it is opened.
The following situations should be paid attention to in public and private affairs.
1. Cash transactions, and the amount, frequency and use are inconsistent with your normal business situation: a small company always has income and expenditure that are inconsistent with the frequency and amount of fund receipt and payment of the enterprise's business scale. It is clearly selling daily necessities, how can there be millions or tens of millions of running water?
2. The flow of funds is obviously inconsistent with the business scope of the enterprise: for example, if you are obviously catering, you will receive a large transfer from the steel company every day and then transfer it to the film and television entertainment company.