Will Zhaolian Finance report the credit impact if it is overdue for one day?

Will report the impact of credit reporting. Zhaolian Finance has no grace period for repayment. As long as the repayment is not made on time, it will be considered overdue, and as long as it is overdue, it will be reported to the credit bureau. Although there will be a credit inquiry on the overdue record one day later, as long as it is overdue occasionally and the arrears are paid back immediately, it is non-malicious overdue. After the user issues a non-malicious overdue certificate, the influence of overdue records can be reduced. Generally speaking, when users apply for loans from Zhaolian Finance, they must pay attention to repayment on time. Even if the repayment is one day late, the overdue record is on the credit report. If it is really overdue, you should repay it as soon as possible and call customer service in time, indicating that it is not malicious and may be remedied.

Every time you use Zhaolian Finance, you must first check the user's credit report and update it to the user's credit report the next month after the user uses it. If it is not overdue, the applicant's credit record must be good. If it is overdue, it will affect personal credit.

1. Financial Application Zhaolian Finance has two major consumer financial product systems: "good loan" and "credit payment", providing users with all-inclusive consumer credit services with unsecured and low interest rates. Zhaolian Finance has covered many consumption scenes such as shopping, tourism, education and decoration.

2. Zhaolian Finance: jointly established by China Merchants Bank and China Unicom, and licensed by China Banking Regulatory Commission for consumer finance; Provide cash lending and installment consumption services. Zhaolian Consumer Finance Co., Ltd. (hereinafter referred to as "Zhaolian Finance") was established in March 2065438+2005. China Merchants Bank and China Unicom jointly initiated the establishment of a licensed consumer finance company with a registered address of 1000 billion yuan. Zhaolian Finance adheres to the guiding ideology of "Do not forget your initiative mind benefits endlessly" and the development concept of "inclusive mission, innovation drive, core competence and ultimate experience".

3. Credit investigation refers to collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and conduct credit management activities.