Can I invest in second-hand houses?
1. After the second-hand housing construction, the living environment, property and surrounding facilities are relatively perfect, which is more suitable for living than the new house;
2. Second-hand houses are easier to find if they have construction problems. The second-hand house has lived for some time, and the layout is almost the same. The quality of its lighting pattern can be intuitively felt without just looking at drawings or blank houses;
3. The proportion of second-hand housing loans is not lower than that of new houses. At the beginning, the new house loan could be 80%, and now the second-hand house with good conditions can also be 80%; Some houses also have public maintenance funds.
4. At present, banks have reduced RRR and interest rates, and the policy of lending in different places has been relaxed. In addition, although the increase in holidays has slowed down, it will not decline for the time being. Investing in second-hand houses is also a good choice.
5. Second-hand housing transaction procedures are simplified, taxes and fees are low, and the market is also active. It is very convenient to buy a second-hand house for self-occupation and investment.
What factors should be considered in second-hand housing investment?
1, geographical location is the decisive factor.
Geographical location is also location. With a good geographical location, property buyers can live and work conveniently. A second-hand house with a good location has convenient transportation, well-developed surrounding business districts and transportation lines, and it is also convenient to go to work or travel. It can also save the trouble of transfer, save transportation expenses and freely control personal time. Therefore, the primary consideration for investing in second-hand houses is geographical location.
2. Perfect living facilities
Living facilities include not only shopping, but also hospitals, education, entertainment and other facilities. Now most of the second-hand houses are in the city center, and the houses in the city center are relatively perfect in supporting, but you can't find good or bad without comparison. Property buyers should pay attention to comparison when investing in second-hand houses. Some second-hand houses are far from hospitals, and some second-hand houses have poor education level. Property buyers should consider comprehensively and make a choice.
3. Second-hand houses with guaranteed investment quality.
After all, second-hand houses are not new houses, and buyers should carefully check the quality of second-hand houses. Property buyers should not only ask the owners, but also carefully check and ask the surrounding residents themselves to ensure the condition of the house itself in all directions. Housing quality inspection is a science, which requires certain observation and sensitivity. If necessary, you can find some experts to check for you.
4. Invest in second-hand houses with full property rights.
If you buy a second-hand house for investment, you must buy a second-hand house with complete property rights, pay the taxes payable by the buyer and the seller according to the regulations, and go through the formalities of property right transfer. Then, after your transaction is completed, the Housing Authority will soon issue the title certificate after the transfer. Disputes caused by unclear property rights often occur in the process of second-hand housing transactions, so it is very important to understand the property rights of houses.
5. Choose the right apartment area
In the 1980s, second-hand houses were generally small in area and had limited ventilation and lighting. But the houses built after 1990s began to be rationalized gradually. Therefore, investors should try their best to choose the one they like when buying second-hand houses. If it is the first time to buy a house, you can choose those small-sized houses with relatively low total price. White-collar workers and office workers can buy relatively spacious second-hand houses.
(The above answers were published on 20 16-0 1-20. Please refer to the actual purchase policy. )
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