Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Both social security and housing accumulation fund can be transferred.
Social security transfer processing flow
(1) After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fees according to the regulations, the employer or the insured shall submit a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place.
(2) The social security agency of the newly insured place shall, within 15 working days, review the application for transfer and continuation, send an acceptance letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; Do not meet the transfer conditions, make a written explanation to the applicant or the insured.
(3) The social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures within 15 working days after receiving the acceptance letter.
(4) After the new insurance agency receives the basic old-age insurance relationship and funds transferred by the social security agency where the original basic old-age insurance relationship of the insured person is located, it shall complete the relevant procedures within 15 working days, and notify the employer or the insured person of the confirmation in time.
(5) Accumulated calculation of the payment period of the old-age insurance, and there is a gap in the middle, which can be supplemented or not.
Provident fund transfer process
If the employee terminates the labor relationship with the unit due to the expiration of the labor contract or other reasons, he shall go through the formalities for the transfer of housing provident fund, and the specific steps are as follows:
(1) The employee opens a provident fund account in the collection department of the newly transferred unit and provides the account opening certificate;
(2) According to the book balance of employee housing provident fund subsidiary ledger, the transferring unit fills in the Notice of Housing Provident Fund Transfer in quadruplicate and sends it to the collection department for transfer procedures.
Fill in the Notice of Housing Provident Fund Transfer, with the following contents: the full name, unit number and collection department of the transfer-in unit; The name and number of the transferred employee should be consistent with that in the remittance book of the unit; The transfer amount is the book balance of the employee account; Signature (the seal is left in the collection department).
According to the State Council's "Regulations on the Management of Housing Provident Fund", the employee's resignation should be sealed by the original unit, and transferred to the new unit to continue to deposit after working in the new unit, but it cannot be withdrawn from the account. Only those who meet the extraction conditions can apply for the extraction of individual housing provident fund details.
Hangzhou Xiaoshan Yan Wen five insurance and one gold are not allowed to pay where to complain? If an employee establishes a labor relationship with the employer, and the employer fails to pay five insurances and one gold for the employee according to law, the employee may complain to the local social security bureau and the housing provident fund management center, and the individual cannot purchase the housing provident fund separately.
Social insurance law
Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.
Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.
The administrative department for industry and commerce, the civil affairs department and the organization management organ shall promptly notify the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly notify the social insurance agency of the birth, death, household registration, transfer and cancellation of the individual.
Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.
The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.
Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.
If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.
If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.
Regulations on the administration of housing provident fund
Article 13
The housing provident fund management center shall set up a housing provident fund account in the entrusted bank.
The unit shall go to the housing provident fund management center for the registration of housing provident fund deposit, and after being audited by the housing provident fund management center, set up a housing provident fund account for its employees at the entrusted bank. Each employee can only have one housing provident fund account.
The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.
Article 14
The newly established unit shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and hold the audit documents of the housing provident fund management center within 20 days from the date of registration, and go to the entrusted bank to set up housing provident fund accounts for its employees.
In case of merger, division, cancellation, dissolution, bankruptcy, etc., the original unit or liquidation organization shall, within 30 days from the date of the above-mentioned situation, go to the housing provident fund management center to handle the change or cancellation of registration, and hold the audit documents of the housing provident fund management center within 20 days from the date of completing the change or cancellation of registration, and go to the entrusted bank to handle the transfer or sealing of the housing provident fund account for the employees of the unit.
Article 15
Units employing employees shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and go to the entrusted bank for the establishment or transfer of employee housing provident fund accounts with the audit files of the housing provident fund management center.
Where a unit terminates the labor relationship with its employees, it shall, within 30 days from the date of termination of the labor relationship, go through the formalities for registration of change at the housing provident fund management center by the unit, and go through the formalities for transfer or sealing of the employee's housing provident fund account at the entrusted bank by the audit documents of the housing provident fund management center.
Can the five insurances and one gold paid by Guangzhou be transferred to Dongguan? How come? Trouble? Housing accumulation fund cannot be transferred. As for social security, it must be accepted by the social security bureau in Dongguan first. If it is not accepted, it cannot be transferred. Housing provident fund can be directly withdrawn.
Can five insurances and one gold in Zhejiang Province and five insurances and one gold in Hangzhou be merged? I don't know. Ask the social security bureau.
On five insurances and one gold;
1, regarding five insurances and one gold, according to the relevant provisions of the Labor Law and the Social Insurance Law, it is the legal obligation of the employer to pay social insurance for workers, which is obviously mandatory by the state, and the employer shall not refuse to undertake this legal obligation for any reason or excuse.
2. The social insurance shall be paid by the employer and employees, of which the pension insurance, unemployment insurance and medical insurance shall be paid by the employer and employees, and the maternity insurance and unemployment insurance shall be paid by the employer, of which the employer shall bear 13%, the employee shall bear 8%, the employer shall bear 6% and the employee shall bear 2%.
3. It is a violation of the Labor Contract Law for the unit to delay the payment of five insurances and one gold. Workers can claim to pay five insurances and one gold, or they can complain to the local social security department, and the local social security collection agency will order the employer to pay or make up for it within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social security collection agency may inquire about its bank account with the bank where the account is opened or its bank, and may apply to the administrative department at or above the county level for the allocation of social insurance premium, and notify the bank where the account is opened or other financial institutions in writing to allocate social insurance premium. If the balance of the employer's account is less than the social insurance premium payable, the collection agency may require the employer to provide a guarantee and sign a deferred payment agreement.
Since Hangzhou Xiaoshan Airport flies to Suzhou, it is definitely not driving. So it's best to take a bus from Xiaoshan Airport to Hangzhou, and then take a train to Suzhou.
How much Suzhou pays for five insurances and one gold is not uniform in all districts within the metropolitan area. You can call 05 12- 12345, the public hotline ~
I paid five insurances and one gold when I was working in Hangzhou. Now I want to change my job and go back to Xiaoshan. Can I turn around? It can be transferred, except for Shanghai, which is still uncertain. What's more, Hangzhou and Xiaoshan are originally an administrative division, which directly terminates at the old unit, and the new unit can renew its insurance with its ID card.
How much does Hangzhou pay for five insurances and one gold? Look at your payment base.
What are the five insurances and one gold in Hangzhou? "Five insurances and one gold" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance;
"One gold" refers to the housing accumulation fund.
Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not.
Is there a through train from Suzhou to Xiaoshan, Hangzhou?
Suzhou departure time: 06: 45 07: 45 08: 4510: 001513: 0014: 0015: 30.
Ticket price: 90 yuan per person.
Enquiry telephone numbers: 0512-67299950 (08: 00-17: 00) and 0571-86662539 (08: 00-23: 00).