Tianjin Jinmao Economic and Energy Loan. Although Tianjin Jinmao economy can borrow money, its profit rate is high and it is not recommended.
What are the economic loans for the three major industries?
Three rural loans. The three major industrial economic loans are loans for agriculture, rural areas and farmers. "Three rural" loans are mainly lent to agricultural growers to help them carry out agricultural production and help them sell their products. Rural supply chain finance: this is mainly about the loan of information such as the Internet, in order to help those enterprises with information and resource advantages in the rural supply chain.
What types are there?
What types are there: from self-employed and small workshops to families and individuals? If it is defined as a loan without mortgage, there are the following categories in China: 1. According to institutions, government-run loans, such as poverty alleviation discount loans, urban employment and re-employment security funds and so on. 2. Non-governmental organizations: About 300 of them mainly rely on international assistance and social donations. 3. Businesses independently operated by financial institutions: such as credit cooperatives, city commercial banks, newly established companies and individual trust and investment companies. Second, according to the service object and purpose: 1, public welfare: for the purpose of poverty alleviation and employment, mainly government and non-governmental organizations. For-profit: for the purpose of making profits, it is mainly operated by financial institutions. Third, according to sustainability, sustainability: taking financial self-financing as the standard. Phased projects: do not pursue self-financing and mainly rely on subsidies and donations. The above categories can be combined into different types of institutions, such as sustainable public welfare institutions and commercial sustainable institutions.
What are the RMB entity loans?
Entity loans: including agricultural, industrial, transportation and communication, commercial services, construction, cultural industries and other material production and service departments.
Affordable housing loan conditions
You can apply for a bank loan.
According to the measures for the administration of affordable housing:
Ninth individuals to buy affordable housing to apply for loans from commercial banks, in addition to the provisions of the "personal housing loan management measures", it should also be issued by the city and county people's government departments in charge of affordable housing approval notice.
The purchase of affordable housing can withdraw individual housing provident fund, and give priority to housing provident fund loans.
Tenth affordable housing loan interest rates in accordance with the relevant provisions.
Eleventh affordable housing construction and supply should strictly implement the preferential tax policies stipulated by the state.
Extended data:
According to the Measures for the Administration of Individual Housing Loans:
Article 5 A borrower shall meet the following conditions:
1. Have permanent residence or valid residence status in cities and towns;
Two, a stable occupation and income, good credit, the ability to repay the loan principal and interest;
Three, with the purchase of housing contracts or agreements;
Four, no housing subsidies to not less than 30% of the total price of the purchased housing as the down payment; If there is a housing subsidy, 30% of the personal commitment is the down payment for the purchase;
Five, there are assets recognized by the lender as collateral or pledge, or units or individuals with sufficient compensation capacity as guarantors;
6. Other conditions stipulated by the lender.
Article 6 The borrower shall provide the lender with the following information:
I. Identity documents (referring to resident identity cards, household registration books and other valid residence certificates);
2. Proof of the stable income of the borrower's family;
Three, in line with the provisions of the purchase contract letter of intent, agreement or other approval documents;
Four, the list of collateral or pledge, proof of ownership and the certificate of consent of the authorized person to mortgage or pledge; Certificate of collateral valuation issued by the competent department; The guarantor agrees to provide written guarantee documents and the guarantor's credit certificate;
Five, to apply for housing provident fund loans, you need to hold a certificate issued by the housing provident fund management department;
6. Other documents or materials required by the lender.