I. Personal financial information:
1. Identity information: Personal identity information includes gender, name, home address, etc.
2. Property information: Personal property information mainly includes bank deposits and personal income.
3. Account information: Account information refers to the account number and balance handled by an individual.
4. Credit investigation: Credit investigation includes personal loans and repayment.
5. Financial transaction information: Financial transaction information refers to the information when individuals conduct business with financial institutions.
6. Derivative information: commercial information includes individual investor preferences, etc.
Second, how to protect personal financial information:
1. Users need to carefully protect personal identity documents, bank cards and other materials, and cannot lend them to others.
2. Users cannot disclose their own property information, account information, etc. Give it to strangers in daily life, and don't leave traces of personal information on the Internet.
3. When handling financial business, users should not entrust unfamiliar people to help, otherwise personal information may be leaked. 4. When users use the copy of their documents to handle business, they need to indicate the purpose on the copy.
The importance of personal financial information;
First, help financial institutions identify customers:
Personal financial information can help financial institutions identify customers and confirm their identity and credit status, thus providing safer and more efficient financial services.
The second is to support the customization of financial products and services:
Personal financial information can support the customization of financial products and services, and financial institutions can provide financial products and services that are more in line with customers' needs according to their personal characteristics and needs.
Third, help financial institutions to conduct risk assessment:
Personal financial information can help financial institutions to carry out risk assessment, so as to better control risks and improve the operating efficiency and stability of financial institutions.
Fourth, protect the legitimate rights and interests of customers:
The protection of personal financial information can help customers protect their legitimate rights and interests, avoid the disclosure and abuse of personal information, and thus safeguard customers' interests and reputation.